Elgin Homes under $400,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Elgin and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Elgin Homes under $400,000

$274,900

3 Beds ⋅ 2 Baths ⋅ 12775105 MLS ⋅ NEW Status

Welcome to this beautifully updated three bedroom, one and a half bath townhome in the Garden Quarters community on the desirable West side of Elgin, conveniently located next to Wing Park! One of the few townhomes in the community with a one car attached garage, this home has been thoughtfully improved by the current owner with numerous updates throughout. The main level features spacious living and dining areas with new coastal inspired luxury plank flooring installed in 2025 that is fully waterproof and backed by a 50-year warranty, along with updated kitchen lighting, a convenient coffee bar with beautiful cabinetry, and an impressive collection of stainless steel appliances, including a 2024 four-door refrigerator with a convertible bottom compartment for flexible refrigerator/freezer storage, 2023 stove, 2024 microwave, and 2022 dishwasher. The spacious bedrooms provide plenty of room, while the primary bedroom features wall to ceiling mirrored sliding closet doors with built in shelving. The upstairs full bathroom has been updated with recessed lighting and decorative ceiling paneling (2025) Major mechanical and structural improvements include a new HVAC system in 2024, including furnace, A/C and humidifier with a 10-year warranty, new windows in two non primary bedrooms, R-40 insulation throughout the attic, the crawl space was improved with a moisture barrier, partial concrete flooring and added stairs for easier access. As well as a newer roof, siding, gutters and gutter guards maintained by the association. The backyard is a true private retreat with a composite deck added in 2020, hot tub added in 2021, maintenance free astroturf installed in 2022, outdoor string lighting, and a dedicated hot/cold water hose connection added in 2024 for servicing the hot tub. The garage has also been extensively improved with a new garage door and side door in 2024, a 2025 smart garage opener with MyQ remote access and camera, updated lighting, spacious storage and a workbench. Additional features include digital locks on the front and garage doors, exterior wired security cameras (staying), a whole house reverse osmosis water filtration system connected to the refrigerator, permanent thermostat controlled rear gutter de-icing, and a washer and dryer from 2018. With extensive owner improvements, thoughtful updates, exceptional storage, smart home features, a private backyard oasis, and a rare attached garage, this home offers a fantastic opportunity to enjoy a move in ready townhome in a desirable west Elgin location. This is a must see!!!! CAMERA DISCLOSURE: Interior camera with video and audio recording is present in the home. Balcony is maintained by the association. Access is at your own risk; please do not access the balcony during showings.

6 Cypress Square, Elgin

$225,000

2 Beds ⋅ 2 Baths ⋅ 12775142 MLS ⋅ NEW Status

This inviting 2-bedroom, 2-bath condo offers a comfortable and functional layout with plenty of space to make your own. The home features a bright living area, a well-designed kitchen, and generously sized bedrooms, including a primary suite with a private bath. With two full bathrooms and a versatile floor plan, the home provides both convenience and privacy. Conveniently located near shopping, dining, parks, and major roadways, this property offers a great combination of comfort and accessibility. Schedule your showing today and see all this Elgin home has to offer!

1011 Sommerset Court Unit #C, Elgin

$280,000

2 Beds ⋅ 3 Baths ⋅ 12775113 MLS ⋅ NEW Status

Welcome home to this spacious end-unit townhome in the highly desirable Fieldstone subdivision! With additional windows and an abundance of natural light, this home feels bright, open, and inviting from the moment you step inside. The open floor plan makes everyday living and entertaining easy, with a dramatic volume ceiling in the family room and a spacious kitchen featuring a center island and plenty of room to gather. One of the best features of this home is just outside the patio door. Step outside to a park-like open area with nearby walking trails, giving you a beautiful outdoor setting to enjoy without all the maintenance. With exterior maintenance, lawn care, and snow removal taken care of, you can spend more time enjoying your home and less time maintaining it. Upstairs, the generous primary suite offers a private retreat with a walk-in closet and ensuite bath. The spacious loft adds even more flexibility. Perfect for a home office, sitting area, or easily converted into a third bedroom! And there's even more space downstairs! The finished basement features a huge room ready to become whatever fits your lifestyle. A recreation room, home theater, exercise room, guest space, additional bedroom, or a combination of uses. The possibilities are endless! With 2 1/2 baths, flexible living spaces, abundant natural light, and a desirable end-unit location, this is more than just a townhome. It offers the space and versatility to truly make it your own. Add the convenience of low-maintenance living along with easy access to the train, expressway, shopping, and dining, and 1514 Keystone Ct is ready to welcome you home!

1514 Keystone Court, Elgin

$300,000

3 Beds ⋅ 2 Baths ⋅ 12769242 MLS ⋅ NEW Status

Are you looking for old world charm with original craftsmanship including leaded glass, detailed woodwork and beautiful hardwood floors? This 1925 4 bedroom, 2 bath bungalow has the character you are seeking along with an expansive upper level. Great curb appeal with welcoming front porch! Spacious living room, dining room, eat-in kitchen, 3 bedrooms & full bathroom complete the first floor. Staircase to expansive full attic for future living space or excellent storage. Finished basement with 4th bedroom, 2nd full bath, family room, cedar closet, laundry & exterior exit. Inviting fenced backyard with beautiful perennials and mature landscaping for your outdoor relaxation. Just a few blocks from Larkin HS, Wing Park, the Fox River & downtown Elgin. Your new home awaits you!

304 N Worth Avenue, Elgin

$315,000

3 Beds ⋅ 2 Baths ⋅ 12771656 MLS ⋅ NEW Status

Every so often, a home comes to market that carries a truly special sense of history. 320 N Alfred is exactly that---a residence held and meticulously cared for by the same family since the day the foundation was poured. This isn't your typical "investor special" or a rushed flip; this is a remarkably solid, high-quality, all-brick exterior home that has been loved for decades, and it shows in every well-maintained corner. ***** While the interior reflects a classic aesthetic, the "bones" here are exceptional. It's a clean slate for a buyer who appreciates craftsmanship and wants to build equity without the guesswork of a neglected property. The floor plan is functional and flows naturally, offering a sense of space and durability that is hard to find in newer builds. ***** One of the standout features is the expansive screened porch off the back. It's the perfect spot to enjoy a morning coffee or an evening breeze while looking out over the large, fenced yard. Whether you're an avid gardener or just looking for a private outdoor retreat, this space offers endless possibilities. ***** If you've been searching for a home with integrity, longevity, and a genuine heart, this Elgin gem is ready for its next chapter. Bring your design vision to a house that was built to last. (NOTE: Estate Sale, sold as-is)

320 N Alfred Avenue, Elgin

$290,000

3 Beds ⋅ 3 Baths ⋅ 12755464 MLS ⋅ NEW Status

Welcome to this beautifully appointed 3-bedroom, 2.5-bath modified Darien model, offering an inviting blend of spaciousness, natural light, and comfortable everyday living. Soaring ceilings and an open, airy feel create an impressive first impression, while neutral paint throughout provides a fresh, move-in-ready backdrop. The main suite is a true retreat, featuring vaulted ceilings and a private en-suite bath for added comfort and convenience. Two additional bedrooms provide flexibility for family, guests, or a home office. A bright and welcoming interior flows effortlessly through the main living spaces, with a neutral palette that makes it easy to envision your own style. A 2-car garage adds valuable storage and everyday convenience. Beyond the home, enjoy a convenient location close to shopping and everyday amenities, with easy access to Route 20 and just minutes from I-90, making commuting and getting around the area a breeze. With its desirable modified Darien layout, soaring ceilings, spacious main suite, bright interiors, and convenient location, this home offers the perfect combination of comfort, functionality, and accessibility. Recent updates include-Furnace(11/2024),A/C unit(7/2021), Washer(1/2023), Water heater(4/2025), Dishwasher(2/2026), Refrigerator(11/2023),Kitchen flooring(1/2026),Kitchen sink/counters(8/2023)Roof(10/2022),Patio door, freshly painted, new toilet seats(1/2026)Screens(10/2026). Garage fridge conveys with the property.

1087 Delta Drive Unit #1087, Elgin

$319,000

4 Beds ⋅ 2 Baths ⋅ 12773938 MLS ⋅ NEW Status

Welcome to 582 Park Street, an extraordinary opportunity to own a distinctive piece of Elgin history. Built in 1901 and designed by architect David Postle, this remarkable Shingle Style residence with Victorian and Queen Anne influences showcases the craftsmanship, architectural character and attention to detail that simply cannot be replicated in today's construction. The home makes an unforgettable first impression with its dramatic bell-shaped tower, sweeping rooflines, decorative brackets, distinctive windows and expansive front porch, a wonderful outdoor living space that sets the stage for what awaits inside. Step through the front door and the craftsmanship immediately takes center stage. The grand foyer features gorgeous hardwood floors, substantial original millwork and a spectacular handcrafted staircase with beautifully preserved newel posts, balusters and rich wood detailing. Just off the foyer is a dedicated home office or library, filled with natural light and highlighted by beautiful woodwork and incredible French-style pocket doors, an architectural detail rarely found today. The spacious living room continues the home's timeless character with hardwood flooring, rich wood trim and a striking fireplace with an ornate wood mantel and tile surround. From there, enter what may be one of the most memorable rooms in the house: the magnificent formal dining room. Look up and you'll discover an extraordinary geometric coffered and beamed ceiling, complemented by extensive natural woodwork, wainscoting, a beautiful chandelier and a spectacular hand-carved built-in china cabinet with glass-front display cabinetry. This is true turn-of-the-century craftsmanship. The kitchen blends historic character with everyday functionality, featuring white cabinetry, stone countertops, stainless-steel appliances, subway-tile backsplash, hardwood flooring and abundant natural light. Just beyond is a wonderful main-level sunroom, surrounded by windows and offering a bright, flexible space for casual dining, morning coffee, reading or simply relaxing and enjoying the views. Upstairs you'll find four bedrooms along with yet another special feature, a second-floor rear sunroom wrapped in windows. Use it as a sitting room, studio, office, reading retreat or additional flexible living space. And don't overlook what is above. The large unfinished walk-up attic offers tremendous potential for future expansion. Its impressive rooflines and substantial open space provide an exciting opportunity for additional living, recreation or creative space, subject to applicable approvals. Throughout the home, original hardwood floors, substantial moldings, beautiful doors, historic windows and exceptional natural woodwork serve as reminders that 582 Park Street isn't simply an older home, it is a home built with artistry. Its history is equally compelling. Conrad and Millie Ackemann moved into the newly completed residence in 1901. Conrad and his brothers were associated with the prominent Ackemann Brothers department store, and Conrad was active in the Elgin community. The home's signature porch was later rehabilitated using an original 1903 photograph as historical reference, and previous owners were recognized with Elgin's Henry Jensen Award for restoration and rehabilitation efforts. Situated on approximately .21 acres with a detached garage, this is a rare opportunity to become the next steward of a home with more than 125 years of history. From the grand staircase and extraordinary dining room to the French-style pocket doors, fireplace, two sunrooms, expansive porch and untapped attic potential, there is something special around virtually every corner. For the buyer searching for craftsmanship, history, character and a home unlike anything being built today, welcome home to 582 Park Street.

582 Park Street, Elgin

$65,000

2 Beds ⋅ 2 Baths ⋅ 12773502 MLS ⋅ NEW Status

Spacious one-level living, a garage and low lot rent come together in this 2-bedroom, den and 2-bath home in Willow Lake Estates, an age-qualified 55+ community in Elgin. Vaulted ceilings and a generous floor plan give this home an open, comfortable feel with more living space than you might expect. The kitchen offers plenty of cabinet and counter space along with an eating area, while the living room provides plenty of room to gather and relax. An additional flexible living area can easily serve as a home office, secondary sitting room or third bedroom. The primary suite includes a large ensuite bath with a soaking tub and separate shower. A second bedroom and full hall bath offer additional space for guests/family, while a dedicated laundry/mud room includes the washer and dryer. Several recent improvements add to the appeal, including a new roof in 2025, luxury vinyl plank flooring added in 2024, newer appliances and a water heater just two months old. The tandem garage provides covered parking along with additional room for storage or workshop. Just across the street from the Fox River, Willow Lake Estates offers a lifestyle that extends beyond the home. Community amenities include stocked fishing lakes, a beach, lakeside gazebo, heated outdoor pool, clubhouse, fitness center, library, shuffleboard, horseshoes and more. Lawn care and snow removal are also included, leaving more time to enjoy the community and everything nearby including hospital, shopping & dining. It's the kind of community where neighbors know one another, there's always something to enjoy, and it's easy to feel right at home

1130 Country Club Road, Elgin

$399,900

2 Beds ⋅ 3 Baths ⋅ 12773325 MLS ⋅ NEW Status

This is the one! Beautiful end unit ranch townhome with 2 car attached garage and full finished basement. Enter the living/dining room with cathedral ceilings and windows including sliders to deck. Mounted TV stays! Well equipped kitchen with eating area features porcelain tiled floor, all SS appliances, 42" cabinets with glass tiled backsplash and large pantry closet! Primary suite is spacious with WIC and double door closet for all your wardrobe needs. Private full bath with jetted tub, double sinks and step in shower. 2nd bedroom with full bath adjacent. Two hallway closets for linens and coat storage. 1st floor laundry with full sized washer/ dryer and closet. Lower level is a great place to entertain! Architect designed and toasty warm with heated floors in bath. 3rd bedroom with closet. 3rd full bath with oversized shower. Rec room equipped with an 11' bar, granite countertops and kegerator. Roof and gutters: 2019; HWH: 2018; Refrigerator and dishwasher: 2024; Trex deck: 2025; Driveway and EGDO: 2026.

981 Oak Ridge Boulevard, Elgin

$249,999

2 Beds ⋅ 2 Baths ⋅ 12769255 MLS ⋅ NEW Status ⋅ Stonebriar BLDG.

Welcome to Stonebriar! This renovated two-bedroom, two-full-bathroom condo is move-in ready with an attached two-car tandem garage beneath the unit. The unit has convenient front and rear entrances. The expansive living room features a soaring vaulted ceiling and a cozy fireplace, and the kitchen offers a separate eating area and a pantry. Two sliding doors, one off the kitchen and one off the living room, open onto the deck for easy indoor-outdoor living. In addition, the unit is equipped with a in-unit laundry room and an enormous primary bedroom with two closets and a private full bathroom. Located at the corner of Lyle and Highland, just off Randall Road, you're minutes from the shopping and dining of the Randall Road corridor and quick I-90 access. Enjoy a round of golf or time outdoors at nearby Wing Park, or head a few minutes east to downtown Elgin for the Fox River Trail, the Hemmens Cultural Center, and riverfront entertainment. Elgin Community College is also close by.

1820 W Highland Avenue Unit #D, Elgin

$399,900

4 Beds ⋅ 3 Baths ⋅ 12772242 MLS ⋅ NEW Status

Tucked away on a quiet cul-de-sac, this beautifully updated home delivers an effortless blend of indoor comfort and outdoor living. The main level offers 3 bedrooms and 2 full bathrooms, including one with a soaking tub, anchored by a bright, open living space filled with natural light. The showstopping kitchen is the heart of the home, featuring an oversized island with cooktop, quartz countertops, stainless steel appliances, abundant cabinetry, and elegant gold accents. A sliding glass door leads directly to the expansive deck, ideal for indoor-outdoor entertaining. Step outside to a tree-lined, private setting where the oversized deck offers plenty of room for dining, relaxing, or hosting guests surrounded by greenery. Back inside, the updated bathrooms showcase modern finishes, LED anti-fog mirrors, and thoughtful details throughout. The finished walkout basement adds an entire additional level of living space, complete with a fireplace, full bathroom, and direct outdoor access, perfect as a rec room, home office, guest suite, or all three. An attached 2-car garage,a security camera system for added peace of mind and a generous 13,374 sq ft lot round out this exceptional property. All just minutes from Wing Park, Wing Park Golf Course, Downtown Elgin, the Metra, shopping, dining, and convenient I-90 access, a rare opportunity not to be missed.

1175 Royal Boulevard, Elgin

$389,900

3 Beds ⋅ 2 Baths ⋅ 12770370 MLS ⋅ NEW Status

Room to grow, a great corner lot, and a location that keeps you moving! This 3 bedroom, 2 full bath home has had only two owners, and it shows in the care it's received over the years. The layout is easy to live in, with comfortable bedrooms and two full baths so mornings run smoother. Head downstairs to a full unfinished basement that's ready for whatever you have in mind: a rec room, a home gym, an office, extra storage, or future living space that builds your equity. Outside, the corner lot gives you extra yard space, more natural light, and great curb appeal. Commuters will love being just minutes from I-90 and Randall Road, with shopping, dining, and everyday conveniences close by. Homes with this kind of history and potential don't come around often. Schedule your showing today and see it for yourself!

1300 N Lyle Avenue, Elgin

Start Your Search

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than our company are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 MRED LLC. All rights reserved.

Based on information submitted to the MLS Grid as of . All data is obtained from various sources and has not been, and will not be, verified by broker or MLS Grid. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the DMCA) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.com.

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Some listings have been excluded from this website.