Elgin Homes under $200,000

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Newest Elgin Homes under $200,000

$65,000

2 Beds ⋅ 2 Baths ⋅ 12773502 MLS ⋅ NEW Status

Spacious one-level living, a garage and low lot rent come together in this 2-bedroom, den and 2-bath home in Willow Lake Estates, an age-qualified 55+ community in Elgin. Vaulted ceilings and a generous floor plan give this home an open, comfortable feel with more living space than you might expect. The kitchen offers plenty of cabinet and counter space along with an eating area, while the living room provides plenty of room to gather and relax. An additional flexible living area can easily serve as a home office, secondary sitting room or third bedroom. The primary suite includes a large ensuite bath with a soaking tub and separate shower. A second bedroom and full hall bath offer additional space for guests/family, while a dedicated laundry/mud room includes the washer and dryer. Several recent improvements add to the appeal, including a new roof in 2025, luxury vinyl plank flooring added in 2024, newer appliances and a water heater just two months old. The tandem garage provides covered parking along with additional room for storage or workshop. Just across the street from the Fox River, Willow Lake Estates offers a lifestyle that extends beyond the home. Community amenities include stocked fishing lakes, a beach, lakeside gazebo, heated outdoor pool, clubhouse, fitness center, library, shuffleboard, horseshoes and more. Lawn care and snow removal are also included, leaving more time to enjoy the community and everything nearby including hospital, shopping & dining. It's the kind of community where neighbors know one another, there's always something to enjoy, and it's easy to feel right at home

1130 Country Club Road, Elgin

$85,000

2 Beds ⋅ 2 Baths ⋅ 12741960 MLS ⋅ NEW Status

Welcome to comfortable, easy living in Willow Lake Estates, a beautifully maintained 55+ community nestled among mature trees in Elgin's scenic Fox River Valley. Owner has spent over $6,000 on improvements in the last year, so this home is ready for its next owner. This two-bedroom, two-bath home features a beautifully updated kitchen with granite countertops, a deep sink, generous workspace, and a convenient center island-a wonderful feature that helps set this home apart from many others in the community. Additional highlights include new blinds, an attached finished one-car garage, and an oversized covered front porch that provides the perfect place for grilling, relaxing, and decorating throughout the seasons. The generously sized side yard offers additional possibilities for creating a patio, flower garden, or vegetable garden. More than $6,000 has recently been invested in new appliances, professional labor, repairs, and other improvements to prepare the home for its next owner. A new refrigerator, washer, dryer, and Rheem water heater were installed in July 2026, and a new high-efficiency furnace was installed in November 2025. Enjoy the spacious 23' x 8' covered porch-approximately 184 square feet of additional outdoor living space, with plenty of room for comfortable seating, grilling, entertaining, and a beautiful container garden. It's the perfect place to relax with morning coffee or unwind at the end of the day. The home also received professional energy-efficiency improvements through the Illinois Home Weatherization Assistance Program (IHWAP), including air sealing and a Broan continuous ventilation fan designed to promote healthy airflow and help manage indoor moisture. The fan's continuous operation is an intentional part of the home's ventilation system. The new items include one-year warranty coverage. The next owner may also have the option to purchase extended, transferable protection through Abt for up to five years, subject to Abt's terms and eligibility requirements. The home is conveniently located within walking distance of the community clubhouse and heated outdoor swimming pool. Willow Lake Estates offers beautiful waterfront surroundings, a private spring-fed lake stocked with game fish, and a boat launch and pier for residents who enjoy fishing and water recreation. The community's scenic waters provide opportunities for kayaking and boating, subject to community rules and requirements. The spacious clubhouse serves as the center of community life and includes a fitness center, library, laundry facility, and gathering and party spaces. Residents can also participate in morning coffee gatherings, ceramics, garden club, monthly group activities, resident parties, and other regularly scheduled programs. Site rent includes weekly lawn mowing, community snow removal, street maintenance and paving when needed, and access to the community's many amenities. Residents also enjoy convenient access to shopping, downtown Elgin, major highways, Chicago, and O'Hare International Airport. The home may benefit from some interior painting and possibly new bedroom carpeting, allowing the next owner to choose colors and finishes that reflect their personal style. The owner is selling due to relocation and will carefully consider all reasonable offers. Note the lot rent for this home is among the lowest in the park. This well-cared-for home is ready for its next owner to make it their own and enjoy everything Willow Lake Estates has to offer. Home is in fantastic condition, so this sale is as is.

186 Northshore Road, Elgin

$179,000

2 Beds ⋅ 2 Baths ⋅ 12767948 MLS ⋅ PRICE CHANGE Status ⋅ Oakwood Hills BLDG.

Unlock the potential of this highly desirable first floor corner unit. A great opportunity for buyers, this home offers an excellent opportunity to design and finish a space exactly the way you want it. This 2-bedroom, 2-bath residence with beautiful backyard views offers the convenience of single-level living, added corner-unit privacy, and an open canvas for a fresh, custom redesign. The flooring, kitchen cabinets, appliances, and bathroom cabinets have already been removed. Both showers remain in good condition and are ready to be incorporated into your renovation vision. Bring your contractor, imagination, and finishing touches to transform this blank slate into a beautiful personalized home. This unit is being sold As-Is.

320 Buckingham Circle Unit #B, Elgin

$54,900

1 Beds ⋅ 1 Baths ⋅ 12757715 MLS ⋅ ACTIVE Status ⋅ The Greens Of Elgin BLDG.

WELCOME HOME to your turn-key sanctuary at the Greens of Elgin!!! This third floor home has been freshly painted an on trend greige. Situated in a lively 55+senior living community, this unit is just steps away from the elevator for your convenience. This move-in ready one-bedroom residence offers complete peace of mind. Residents enjoy effortless access to exceptional amenities: all utilities included, daily meal service, 20 gourmet dinners included a month, weekly housekeeping, linen changes and full exterior maintenance. The building also features a fitness center, hair salon, worship service, transportation to scheduled shopping and a daily social events calendar. Complete with private in-unit laundry! Cat friendly policies. This beautiful condo is truly a MUST SEE!! Schedule your private viewing today before it's gone!!

801 N Mclean Boulevard Unit #330, Elgin

$184,900

2 Beds ⋅ 1 Baths ⋅ 12759610 MLS ⋅ ACTIVE Status

Welcome to this ground-level 2-bedroom, 1-bath condo offering comfortable, convenient living! The spacious primary bedroom is currently being used as a children's bedroom, offering flexibility to suit your needs. Wood laminate flooring adds a stylish, low-maintenance touch throughout the living areas. Enjoy the convenience of a detached garage space plus an assigned parking space. A grassy area in the back provides a pleasant outdoor space, while the location just off Randall Road puts shopping, dining, entertainment, and everyday conveniences right at your fingertips. A great opportunity for easy, low-maintenance living!

2352 South Street Unit #D, Elgin

$78,000

1 Beds ⋅ 1 Baths ⋅ 12759447 MLS ⋅ ACTIVE Status ⋅ The Greens Of Elgin BLDG.

Are You Looking for 'Care-Free & Low-Key' 55+ Independent Living? Welcome to the Greens of Elgin, a Well-Established Adult Residential Community, Where Savvy Seniors Enjoy Value-Laden Amenities and Services! Set Back Off the Main Road From N McLean Blvd & Located in a Quiet Area of Elgin - Recently Crowned the #1 Safest & Most Affordable City in the United States! Surrounded by Nature & Greenery, This Well-Maintained Building Offers Resort-Style Living With Easy Access to an Array of On-Site Amenities Including Dining Services, Fitness Center, Chapel w/ Onsite Services, Library, Beauty Shop & Nail Salon, and a Dynamic Calendar of Social Activities! The Greens is a Perfect Blend of Thoughtful Design, Catering to Mature Residents, While Fostering a Strong Sense of Community! About the Residence: Unit #146 is One of the Most Extensively Renovated Homes Ever Offered at The Greens - a True Top-to-Bottom Transformation Where Nearly Everything Has Been Replaced and Refreshed in 2026! From the Flooring and Fixtures to the Kitchen and Beyond, This is as Close to Brand New as You'll Find in the Community! Ideally Positioned on the Coveted First Floor in One of the Best Locations in the Entire Development - 1st Floor Unit, Just Steps From Everything You Need Within the Building! The Thoughtful Layout Features a Bright & Open Living Area With Sliding Glass Doors That Lead Directly to a Private Patio Overlooking Peaceful Green Space - the Perfect Spot to Enjoy Your Morning Coffee or Unwind at the End of the Day! Lifestyle & Amenities: Your Monthly Assessment Includes an Impressive Suite of Services and Conveniences Designed to Simplify Daily Living: 20 Meals per Month Served by an Award Winning Chef in the Community Dining Room! Weekly Housekeeping! Routine Maintenance, Basic Cable TV & All Utilities Paid! Weekly Transportation via Community Van! Front Desk Staffing & Secured Building Access! Residents Also Enjoy a Vibrant Calendar of Activities Including Bingo, Book Club, Crafting, Saturday Movie Nights, Happy Hours & Live Entertainment! Additional Perks: Basement Storage Locker Included! Garage Parking Available for Rent! If You're Looking for Low-Cost, High-End, Care-Free Living in a Welcoming 55+ Community - Look No Further! This is One of the MOST Renovated Units to Be Sold. 1st Floor Units at the Greens are Dog & Cat Friendly!

801 N Mclean Boulevard Unit #146, Elgin

$72,000

1 Beds ⋅ 1 Baths ⋅ 12747616 MLS ⋅ ACTIVE Status ⋅ The Greens Of Elgin BLDG.

Here is your opportunity for a convenient 1st-floor condo in The Greens of Elgin, a welcoming 55+ independent-living community! Enjoy a beautiful northern view of the green space and landscaped grounds from your private patio. The fully applianced kitchen includes a stove, refrigerator and microwave; dishwasher is sold as-is. In-unit washer and dryer included. Small dogs are allowed in 1st-floor condos, so your beloved companion can move with you! The monthly assessment covers all utilities, 20 dinner meals per month, weekly housekeeping, linen changes, van transportation, basement storage & so much more! An estate sale with only two previous owners, this condo is being sold as-is.

801 N Mclean Boulevard Unit #110, Elgin

$174,900

1 Beds ⋅ 1 Baths ⋅ 12746288 MLS ⋅ ACTIVE Status

509 Kenneth Circle, Elgin

$79,900

3 Beds ⋅ 2 Baths ⋅ 12743569 MLS ⋅ ACTIVE Status

Welcome to Willow Lakes Estates- a 55+ community with amenities galore! Enjoy resort style living with pool, tennis, stocked lake, and fitness center. The association fees cover mowing and snow plowing. This beautiful home features 3 bedrooms, 2 full baths, screened porch, new roof (2023), new flooring (2023), and an open floor plan. The primary bedroom features a large garden tub as well as a shower. Situated close to the lake, you're just steps away from relaxation on the beach and fishing! There are also shuffleboard courts and horse shoe pits for your enjoyment!

1074 Lakeview Road, Elgin

$104,900

2 Beds ⋅ 2 Baths ⋅ 12740080 MLS ⋅ ACTIVE Status ⋅ The Greens Of Elgin BLDG.

Bright & spacious 2nd-floor 2 BR condo in The Greens of Elgin, a warm and welcoming 55+ independent living community! Enjoy an open, fully applianced kitchen with table space, refrigerator, stove, microwave, dishwasher and in-unit washer/dryer. Furnace & A/C upgraded in 2017. Relax and enjoy the sunny green-space views from your private balcony. Conveniently located near the elevator for easy access. Monthly assessment includes ALL utilities, 20 dinner meals per month, weekly housekeeping, linen service, scheduled transportation and more! Common areas - DR, library, community room, exercise rm, beauty shop and more! A wonderful opportunity for those ready to simplify their lifestyle while enjoying the comfort, convenience and social opportunities of a friendly senior community. Immediate possession possible!

801 N Mclean Boulevard Unit #254, Elgin

$45,900

3 Beds ⋅ 2 Baths ⋅ 12738519 MLS ⋅ ACTIVE Status

Welcome to Willow Lakes! A wonderful active 55+ community (exceptions may apply when one spouse is younger). Enjoy a maintenance-free lifestyle with lawn care and snow removal included, with Beautiful Views of a Private Stocked Lake. Residents can take advantage of an impressive array of amenities, including a clubhouse, fitness center, library, heated pool, and a variety of coordinator-led activities, including fun day bus trips. This inviting home features 3 bedrooms and 2 bathrooms, soaring ceilings, and a bright, open-concept kitchen and living area-perfect for everyday living and entertaining. The carport provides convenient additional storage, along with a small included shed. Recent updates include: * Water heater - 2025 * Washer - 2020 * Microwave - 2022 * Refrigerator - 2019 * Roof - 2019 * Furnace - 2018 Come see all that this wonderful home and Willow Lakes have to offer-you may just find your perfect place to call HOME!

1071 Lake Terrace Road, Elgin

$73,000

1 Beds ⋅ 1 Baths ⋅ 12575429 MLS ⋅ ACTIVE Status ⋅ The Greens Of Elgin BLDG.

INVESTOR ONLY! Rare, turnkey opportunity in The Greens of Elgin, a premier 55+ independent living community. Long-term tenant in place with lease extending through March 2027 at $600/mo. This secure 3rd-floor end unit is conveniently located near the elevator and boasts major 2023 upgrades, including a new furnace, A/C, and water heater. Features an open floor plan, fully applianced kitchen, in-unit washer/dryer, and a private patio with peaceful green space views. The monthly assessment - paid by tenant - provides high-value amenities that residents love, including 20 dinner meals/mo., all utilities, weekly housekeeping/linen service, transportation, and a full calendar of social/cultural activities. Includes basement storage; garages available for an additional charge. A hassle-free, income-generating asset in a highly desirable community!

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