Piatt County Homes under $400,000

Welcome to Piatt County, Illinois – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and vibrant community spirit, Piatt County offers a delightful blend of rural charm and modern conveniences. With a rich agricultural heritage and a strong sense of community, residents enjoy a peaceful lifestyle while being just a short drive away from larger urban centers.

One of the most appealing aspects of Piatt County is its diverse housing market, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of options that cater to various tastes and budgets. From cozy single-family homes with spacious yards perfect for family gatherings to charming bungalows that exude character, there’s something for everyone.

The county is also home to excellent schools, beautiful parks, and a variety of recreational activities, making it an ideal place to raise a family or enjoy a relaxed lifestyle. With a low cost of living and a welcoming community, Piatt County provides a wonderful opportunity to invest in your dream home without breaking the bank.

Imagine living in a community where neighbors become friends, and the pace of life allows you to savor every moment. Explore the enchanting homes available in Piatt County today, and discover the perfect place to call home in this idyllic corner of Illinois!

Newest Piatt County Homes under $400,000

$199,900

3 Beds ⋅ 2 Baths ⋅ 12768969 MLS ⋅ NEW Status

Beautifully renovated and impeccably maintained, this exceptional three-bedroom, two-bath ranch offers more than 1,400 square feet of comfortable, stylish living space. Thoughtfully updated, this home is truly move-in ready and showcases a fresh, modern feel throughout. The spacious primary bedroom offers an impressive walk-in closet and a beautifully appointed private bath featuring a stunning tile walk-in shower. Two additional bedrooms provide excellent flexibility for family, guests, or a home office. Enjoy easy everyday living with a one-car attached garage, while the fenced backyard creates a private outdoor retreat. The large deck provides the perfect setting for relaxing, entertaining, or enjoying the outdoors. Meticulously cared for and presented in pristine condition, this home offers the rare combination of recent renovations, functional living spaces, great outdoor amenities, and true turnkey appeal. A must-see property that is sure to impress!

414 S Washington Street, Cerro Gordo

$304,900

3 Beds ⋅ 3 Baths ⋅ 12774087 MLS ⋅ NEW Status

Welcome to this beautifully designed 1.5-story zero-lot duplex located in Monticello! Offering 3 bedrooms and 3 full bathrooms across 1,808 finished square feet, this home combines modern finishes with functional living spaces. Step inside to an open-concept main level featuring luxury vinyl plank flooring throughout the foyer, kitchen, dining area, and living room. The stunning kitchen is equipped with white perimeter cabinetry accented by black hardware, a contrasting limestone-colored island, and sleek quartz countertops throughout. A spacious walk-in pantry and GE stainless steel appliances-including oven/range, microwave, dishwasher, and refrigerator-complete the space. The island also offers a breakfast bar with seating for four. The living room is highlighted by a dramatic floor-to-ceiling stone electric fireplace and soaring cathedral ceilings that extend through the main living area. The door in the living room leads to the back concrete patio and backyard with a newly added 6' white vinyl fence, perfect for outdoor relaxation. The main level includes a primary suite with a walk-in closet and private full bathroom, along with a second bedroom and an additional full bath. A convenient mudroom off the attached 2-car garage features a coat locker and includes the washer and dryer. Upstairs, you'll find a spacious third bedroom with its own full bathroom-ideal for guests, a private retreat, or a home office. With thoughtful design, quality finishes, and a desirable layout, this home is a standout opportunity in Monticello!

7 Prairie Trail, Monticello

$285,000

3 Beds ⋅ 2 Baths ⋅ 12763443 MLS ⋅ ACTIVE Status

Darling ranch home in the heart of Monticello, tucked into a quiet neighborhood and close to the high school. This 3-bedroom, 1.5-bath home features a very spacious primary bedroom, hardwood floors in the bedrooms and dining room, and brand-new carpet in the living room. Large windows throughout bring in tons of natural light and make the home feel bright and open. Light, bright kitchen with new, stainless steel appliances in the last couple years. Outside, enjoy a recently added concrete patio, paver fire pit, and a huge backyard with plenty of room to relax or entertain. Great curb appeal, a comfortable layout, and a location that's hard to beat.

907 S Longview Road, Monticello

$134,900

2 Beds ⋅ 1 Baths ⋅ 12682090 MLS ⋅ PRICE CHANGE Status

Welcome to 208 Shimp St, a charming two-bedroom, one-bathroom home situated on a spacious lot in the heart of Milmine. Offering a comfortable layout and plenty of outdoor space, this home provides a wonderful opportunity for those looking for a place to call their own. The generously sized lot offers room to garden, entertain, play, or simply enjoy the outdoors. With its inviting feel and convenient single-level layout, this property is ready to welcome its next owner and offers plenty of potential to make it truly your own.

208 Shimp Street, Milmine

$209,900

3 Beds ⋅ 2 Baths ⋅ 12621320 MLS ⋅ ACTIVE Status

Charming 1.5 story bungalow with plenty of space, comfort, and outdoor appeal! This 3 bedroom, 1.5 bath home features a spacious living room and an inviting eat-in kitchen with white cabinetry and included appliances. All three bedrooms are conveniently located on the main level, while the upper level offers a generous bonus room with flexible possibilities for a home office, playroom, hobby space, or additional living area. The unfinished basement provides excellent storage. Enjoy peaceful mornings on the large covered front porch and unwind on the back patio overlooking the spacious, fully fenced backyard. A storage shed adds even more convenience, while the attached 2.5 car garage provides plenty of room for vehicles, tools, and storage. A great combination of charm, functionality, and outdoor space!

1020 N Walnut Street, Monticello

$144,900

3 Beds ⋅ 1 Baths ⋅ 12746951 MLS ⋅ ACTIVE Status

Opportunity awaits with this 3-bedroom, 1-bath home offering over 1,300 square feet of living space on an oversized corner lot that was originally three separate lots! Inside, you'll find plenty of space to make your own, while the full unfinished basement provides additional storage. An attached 2 car garage adds everyday convenience, and the spacious patio is the perfect spot to relax and enjoy the crisp fall weather. With an expansive yard and tons of potential inside and out, this home is ready for its next owner to bring their ideas and make it their own!

764 S Piatt Street, Bement

$224,900

4 Beds ⋅ 2 Baths ⋅ 12747244 MLS ⋅ ACTIVE Status

Welcome to this inviting home offering a spacious and functional layout with plenty of room to live, work, and entertain. Bamboo engineered hardwood flooring flows throughout the main level, complementing the open floor plan and creating a warm, cohesive feel. The main level features a bedroom and full bath, along with designated kitchen and dining areas that open naturally into the living space. A charming three-seasons room at the front of the home and a resort style balcony overlooking your backyard provides additional opportunities to relax and enjoy the changing seasons. Upstairs, you'll find three additional bedrooms, a second full bath, a convenient vanity nook, and dedicated office space-perfect for working from home, studying, or managing household needs. The full unfinished basement offers excellent potential for storage, recreations and more. Outside, enjoy the fenced-in backyard and spacious 26' x 29' pole barn that adds valuable storage and workspace for vehicles, hobbies, equipment, or projects.

533 N Macon Street, Bement

$299,000

3 Beds ⋅ 2 Baths ⋅ 12746933 MLS ⋅ ACTIVE Status

Discover this charming lake house. This 3/2 property with an sunroom accords a unique opportunity to own a home on a desirable ski and fishing lake. Enjoy the spacious layout that provides a comfortable living experience. The exterior features significant curb appeal, with well-maintained landscaping enhancing the overall aesthetic of the home. Large slider doors to the rear allow for an amazing view of the lake and for an abundance of natural light, brightening the interior spaces. The location provides convenient access to local amenities and community offerings. Whether you're seeking a peaceful retreat or a place to entertain, this house provides the superb setting.

29 Shoreline Drive, Mansfield

$89,900

3 Beds ⋅ 2 Baths ⋅ 12739107 MLS ⋅ ACTIVE Status

Set on a beautiful acre surrounded by mature trees and peaceful clearings, this property is ready to be brought back to life! Full of character and potential, the home offers a unique opportunity to create something truly special while enjoying a private, nature-filled setting. Whether you're looking to restore, renovate, or make it your own, this property offers plenty of space, privacy, and possibilities. Sold as is.

364 E Franklin Street, Bement

$359,900

3 Beds ⋅ 3 Baths ⋅ 12720794 MLS ⋅ ACTIVE Status

Spacious 5-bedroom, 3-full-bath ranch home on a corner lot with a fully finished basement. The primary suite features 3 closets and a newly remodeled bathroom. The finished basement offers a 5th bedroom with egress window, additional storage, new flooring, and a second entrance to the garage. The dining and living room feature new flooring, and the kitchen includes all new appliances. Enjoy the updated screened-in porch and new deck with fresh screens, perfect for outdoor entertaining. Recent updates include new A/C (2024), water heater (2024), and garage doors (2026). A great home with plenty of space and updates throughout!

205 Surrey Court, Monticello

$379,900

4 Beds ⋅ 3 Baths ⋅ 12732405 MLS ⋅ ACTIVE Status

Move in and move up to this fabulous 4-bedroom, 2 1/2-bath home in The Chimneys! A spacious foyer welcomes you into a well-designed home featuring hardwood flooring throughout the main level. The inviting family room offers a cozy fireplace and flows into the breakfast area and galley-style kitchen, complete with oak cabinetry and access to the enclosed porch, deck, and fenced patio area-perfect for relaxing or entertaining. The formal dining room is conveniently located just off the kitchen and opens to the front living room, creating an ideal flow for gatherings. Upstairs, you'll find four spacious bedrooms along with the laundry for added convenience. The private primary suite features beautiful cathedral ceilings, a large walk-in closet, and a spacious bath. Situated on a peaceful cul-de-sac in a wonderful neighborhood, this home offers generous living space, a great floor plan, and a setting you'll love to call home!

300 Gainesborough Court, Monticello

$284,900

4 Beds ⋅ 2 Baths ⋅ 12715307 MLS ⋅ ACTIVE Status

Over 2800 Sq ft with a SUPER cool fireplace room! Located on just over an acre of land, with lots of great trees and semi secluded. The Large entry way includes a walk in closet, great for storage and winter coats. The eat in kitchen has a center island and cabinets and appliances surrounding, with a dining room complete with a fireplace ambiance nearby. (All appliances newer except dishwasher which runs well) The family room is XXL with a bar in the corner too! This overlooks and has door access to a SUPER cool room just WAITING for your touches (see picture for vision created) that has an oversized wood burning fireplace, wood included! (Current picture is first/2nd picture is vision for this room). This is great for a game room, hot tub area, cozy living room, let your imagination go!. There is a bedroom and full bath on main level, and laundry room/pantry area. The 2nd floor has 3 bedrooms and 1 bath. (Bath is in one of the bedrooms but used that as a 2nd sitting space/living room. Basement has mechanics and some storage. NOW, onto the yard! decking is from the side door to the gazebo style decking to enjoy in the back. Then check out that yard! It's ENDLESS and includes a spacious storage shed or man cave! 2 car Det garage. Disclaimer: many rooms have been noted as Virtually Staged to add decor and/or furniture to show placement options. Please see the virtual tour for vacant photos

835 N Front Street, Monticello

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