Macon County Homes under $400,000

Welcome to Macon County, Illinois, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the state, Macon County is known for its friendly communities, vibrant local culture, and stunning natural landscapes. With a rich history and a commitment to preserving its heritage, this county offers a unique blend of rural tranquility and urban accessibility, making it an ideal place to call home.

For those seeking affordable housing options, Macon County has an impressive array of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, the real estate market here has something for everyone. From cozy bungalows to spacious family homes, you’ll find properties that cater to various tastes and lifestyles.

Imagine settling into a charming neighborhood where tree-lined streets are complemented by parks, schools, and local shops just a stone’s throw away. Macon County’s homes are not just structures; they are gateways to a community that values connection and camaraderie. Enjoy weekend farmers' markets, community events, and outdoor activities that showcase the area’s natural beauty.

Living in Macon County means embracing a lifestyle where affordability meets quality. With homes under $400,000, you can enjoy the comforts of home without breaking the bank. Discover your dream home in Macon County today, and experience the warmth and hospitality that this delightful region has to offer!

Newest Macon County Homes under $400,000

$50,000

2 Beds ⋅ 1 Baths ⋅ 12758800 MLS ⋅ NEW Status

Great investment opportunity! This updated 2 bedroom, 1 bath home is currently rented, offering immediate rental income for its next owner. Recent improvements include a brand-new kitchen, new bathroom, and fresh paint throughout, creating a clean and inviting interior. The spacious backyard provides plenty of room for outdoor enjoyment, entertaining, or future possibilities. With key updates already completed and a tenant in place, this property is a great addition to an investment portfolio or an opportunity to own a move-in-ready home.

2304 E Division Street, Decatur

$345,000

3 Beds ⋅ 4 Baths ⋅ 12766392 MLS ⋅ NEW Status

Completely renovated within the past year, this impressive 3 bedroom, 3.5 bath two-story home blends modern updates with thoughtful design and over 3,000 sq feet of exceptional finished living space. Beautiful refinished wood floors flow throughout, with new wood flooring added to the first-floor primary suite. The inviting formal dining room welcomes you into the home, while the open living room and kitchen create a stunning gathering space highlighted by soaring ceilings, a fireplace, and an open staircase. The stylish kitchen features a multi-level island with bar seating, eye-catching tile backsplash, and a built-in bench in the breakfast area. Upstairs, a second primary suite offers a private bathroom and walk-in closet. The finished basement provides incredible additional living space with a huge family room, bonus room ideal for a 4th bedroom, finished storage room, and storm shelter for added peace of mind. Outside, enjoy your own private oasis with a fantastic deck complete with a built-in tiki bar, mature landscaping, fully fenced yard, and garden shed. This exceptional home offers an abundance of space, style, and updates-inside and out!

13 View Circle, Oreana

$189,000

3 Beds ⋅ 2 Baths ⋅ 12770028 MLS ⋅ ACTIVE Status

Character, updates, space, and a great setting come together in this distinctive ranch-style home just a couple blocks from Lake Decatur! Situated on a generous 0.46-acre corner lot surrounded by mature trees, this home offers 3 bedrooms, 2 full bathrooms, a finished lower level, attached 2-car garage, and plenty of indoor and outdoor living space. Step inside and the living room immediately makes an impression. Original hardwood floors pair beautifully with the dramatic cathedral wood-beamed ceiling, while a large bay window fills the room with natural light. At the far end, a wood-burning fireplace creates a warm focal point and gives the space plenty of character. The hardwood floors have been refinished, while fresh paint, refinished trim, new door hardware, ceiling fans, and light fixtures throughout the home provide a clean, refreshed feel. The spacious eat-in kitchen combines everyday functionality with an updated look, featuring white cabinetry, generous counter space, tile backsplash, and a full suite of stainless steel appliances-including the refrigerator, oven/range, microwave, and dishwasher. Three bedrooms and a full bathroom complete the main level. Downstairs, the finished basement adds valuable flexible living space with a family/recreation room, bonus room, second full bathroom, and dedicated laundry room. The washer and dryer stay, and the lower level also provides direct interior access to the attached 2-car garage. The basement has been waterproofed for additional peace of mind. Outside, the large back deck creates an excellent spot for grilling, entertaining, or simply relaxing beneath the mature trees. An extended asphalt driveway provides plenty of additional parking. Major improvements include a refinished deck in 2025, driveway refinished in 2023, and both the roof and HVAC replaced in 2021. With its wooded setting, nearly half-acre corner lot, finished lower level, memorable architectural details, and convenient location near Lake Decatur, 4903 Thrush Avenue offers a combination of character and functionality that's hard to duplicate. Come see everything this home has to offer!

4903 Thrush Avenue, Decatur

$69,000

3 Beds ⋅ 1 Baths ⋅ 12758946 MLS ⋅ ACTIVE Status

Charming 2 bedroom, 1 bath bungalow offering the perfect blend of timeless character and modern updates. Original woodwork, a beautiful built-in china cabinet with beveled glass, and elegant glass French doors in the formal dining room add warmth and charm throughout the home. The remodeled kitchen features an additional built-in cabinet for extra storage and functionality, while the updated bathroom adds a fresh, modern touch. Additional improvements include some new replacement windows and a roof installed in 2016. Well-maintained and full of character, this inviting home is conveniently located in Decatur and offers a wonderful opportunity to enjoy classic bungalow charm with today's updates!

1504 N Monroe Street, Decatur

$69,900

3 Beds ⋅ 2 Baths ⋅ 12758781 MLS ⋅ ACTIVE Status

Discover the potential in this updated 3 bedroom, 2 bath home conveniently located near Lake Decatur, Devon Lakeshore Amphitheater, and St. Mary's Hospital. The main level features beautiful hardwood floors in the living room and both bedrooms, along with a full bath refreshed with new flooring and fixtures. The spacious upper-level primary bedroom offers added privacy with its own en suite bathroom. Recent improvements include a new kitchen, new furnace, new vinyl siding, and newer roof, giving you a great head start on making this home your own. Currently rented through February 2027, this property offers an excellent opportunity for investors seeking immediate rental income. With a practical layout and several important updates already completed, this home is ready for its next chapter!

1155 S 20Th Street, Decatur

$169,900

3 Beds ⋅ 2 Baths ⋅ 12764889 MLS ⋅ ACTIVE Status

Nearly 2,000 square feet of finished above-grade living space for under $170,000. This 3-bedroom, 2-full-bath home offers plenty of flexibility, including a main-level bonus room that works well as a home office, guest room, den, or additional living space. Upstairs, a loft provides even more usable space for a reading area, playroom, office, or second den. Major improvements include a roof replaced in 2020, replacement windows, HVAC systems approximately two years old, and a full unfinished basement with waterproofing, dual sump pumps, and battery backups. The conditioned breezeway connects the home to the attached garage, while the property also offers a second driveway for additional parking convenience. Outside, enjoy a spacious yard with partial fencing and mature landscaping. With nearly 2,000 square feet, two full baths, multiple flexible living areas, major systems already addressed, and extra parking, 5542 Thrush Ave offers a lot of house for the money. Schedule your showing and see the space in person.

5542 Thrush Avenue, Decatur

$81,000

3 Beds ⋅ 2 Baths ⋅ 12766656 MLS ⋅ ACTIVE Status

Welcome to a home filled with charm, character, and 70 years of family history! Owned by the same family since the 1950's. Tucked into a quiet neighborhood near Lake Decatur and Splash Cove, the home features a spacious walkout basement along with an insulated attic that offers the potential for a fourth bedroom or additional living space. A covered walkway connects the garage to the home, while the large, fully fenced backyard offers a patio, storage sheds, and an above-ground pool. The pool was previously in use and is in good working condition but will need a new pump and filter. Improvements include a complete roof tear-off and replacement in 2014, a new furnace and Ameren weather-proof insulation around 2021, and new central air around 2022. With plenty of indoor and outdoor space and years of history behind it, this home is ready for its next chapter. Property being sold AS-IS.

3443 E Oakwood Avenue, Decatur

$69,900

2 Beds ⋅ 1 Baths ⋅ 12758773 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated 2 bedroom bungalow in Decatur! Recent improvements include a brand-new kitchen, updated bathroom, fresh paint, and new drywall, creating a clean and refreshed interior. Enjoy the added curb appeal and outdoor living space with both a new front porch and new back porch. A spacious 2-car detached garage provides plenty of parking, storage, or workshop space. Previously used as a rental property, this home offers an excellent opportunity for an investor looking to add to their portfolio or a buyer seeking an updated home with rental potential. Move-in ready and full of recent improvements, this one is ready for its next chapter!

2195 E Decatur Street, Decatur

$249,900

6 Beds ⋅ 3 Baths ⋅ 12742247 MLS ⋅ ACTIVE Status

Welcome to 7060 Jacobs Rd, a well-maintained split-level home with 6 bedrooms, 3 bathrooms, and plenty of space for a variety of needs. Situated on approximately 4 acres, this property provides a great combination of privacy, room to entertain, and flexible living space. The home was fully remodeled in 2000 and features a wonderful layout with generously sized rooms and plenty of space for everyday living. A new HVAC system adds to the home's comfort and peace of mind. With six bedrooms and three bathrooms, there is ample room for a large household, guests, a home office, or additional flex space. The property also features a spacious pole barn with room to accommodate approximately 4-5 vehicles, making it ideal for additional parking, storage, a workshop, or hobby space. Set on approximately 4 acres, there is plenty of room to enjoy the outdoors while still providing a comfortable and functional home. 7060 Jacobs Rd provides a great opportunity for anyone looking for a spacious property with acreage, a versatile floor plan, and valuable additional outbuilding space.

7060 Jacobs Road, Macon

$162,500

3 Beds ⋅ 3 Baths ⋅ 12740758 MLS ⋅ ACTIVE Status

Spacious 3-bedroom 2.5 bath home with mature trees. This sale consists of 3 Lots (09-13-16-106-001, 09-13-16-106-002 & 09-13-09-354-006)- a grand total of .52 acres (please see gis map for details). 2.5 Car Attached Garage with workshop area. Updates to the home all in 2020-new flooring, indoor doors & trim, 2 Bathroom remodels & Kitchen Remodel. The Lennox HVAC was replaced in 2018 and Whirlpool Water Heater in 2017. Owner of record is Secretary of Veterans Affairs, VA recommends buyer purchase own title insurance.

5130 E Melwood Court, Decatur

$169,900

3 Beds ⋅ 2 Baths ⋅ 12739335 MLS ⋅ ACTIVE Status

Discover the perfect blend of style, comfort, and peace of mind in this extensively remodeled home. Nearly every aspect has been thoughtfully refreshed, creating a truly turnkey property. The impressive kitchen offers a fresh, modern feel with new cabinetry, appliances, a gas range, and a charming farmhouse sink. Behind the scenes, the home has received significant upgrades, including new electrical, plumbing, windows, HVAC, and water heater. The spacious primary bedroom features a newly created en-suite bath with a walk-in shower, while the second bathroom includes a generous soaking tub. Outside, the sizable lot offers endless possibilities for outdoor gatherings, gardening, recreation, or future projects. The oversized two-car garage includes an extra-deep storage area, ideal for a workshop, equipment, or additional storage. With an extensive list of updates and a fresh, modern feel, this home is ready for its next chapter!

118 E Bower Street, Oreana

$170,000

4 Beds ⋅ 2 Baths ⋅ 12735027 MLS ⋅ ACTIVE Status

Great north location close to schools and shopping. 4 bedroom 2 bath single family house with 2 car detached garage. Full concrete driveway. Fenced back yard. 3 bedrooms and full bath upstairs and 4th bedroom and full bath with whirlpool tub downstairs. All appliances stay. Roof was replaced in 2024. Furnace and A/C are approx. 6 years old.

415 Southampton Drive Unit #-, Decatur

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