Clay County Real Estate

Welcome to Clay County, Illinois, a hidden gem that beautifully blends small-town charm with the warmth of community spirit. Nestled in the heart of the Midwest, Clay County offers a tranquil lifestyle surrounded by picturesque landscapes and rich history. The county seat, Clay City, is a delightful place where residents enjoy a close-knit community atmosphere, making it an ideal location for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Clay County is known for its lush rural landscapes, featuring rolling hills, vibrant farmland, and serene waterways. Outdoor enthusiasts will appreciate the numerous parks and recreational areas that invite fishing, hiking, and picnicking. The county also boasts several annual events and festivals that celebrate its rich heritage, bringing together locals and visitors alike for a taste of authentic Midwestern hospitality.

In addition to its natural beauty, Clay County is home to a variety of local businesses, charming shops, and family-owned restaurants that contribute to its vibrant economy. The educational facilities in the area are highly regarded, ensuring that families have access to quality schooling for their children.

Whether you're looking to settle down, invest in property, or simply explore the area, Clay County offers a unique blend of opportunity, community, and tranquility. Experience the warmth of Clay City and the surrounding areas, where every day feels like a step back in time while still providing all the modern conveniences you need. Discover your new home in Clay County, where community and nature come together in perfect harmony.

Newest Listings in Clay County

$129,900

3 Beds ⋅ 2 Baths ⋅ 12706839 MLS ⋅ ACTIVE Status

Welcome home to this beautifully maintained 3-bedroom, 2-bath residence offering 1,466 sq. ft. of comfortable living space in one of the area's desirable neighborhoods on Hickory Street. Full of timeless charm and thoughtful updates, this home provides the perfect blend of character, functionality, and room to grow. Inside, you'll find spacious living areas filled with natural light, a functional kitchen with ample cabinetry, generously sized bedrooms, and an inviting layout designed for everyday living. The attached garage and workshop provide excellent space for hobbies, storage, or projects, while the bright sun porch offers the perfect place to relax with your morning coffee or unwind at the end of the day. Step outside to enjoy the beautifully landscaped backyard featuring mature trees, established landscaping, and plenty of shade, creating a peaceful outdoor retreat. The oversized driveway offers abundant parking for family and guests. Located in a quiet, established neighborhood, this classic home delivers comfort, curb appeal, and space both inside and out. Whether you're searching for your first home, your forever home, or simply a property with room to make memories, this one is ready to welcome you. Virtual staging has been used in select photos to help illustrate the home's potential.

310 Hickory Street, Flora

$44,990

3 Beds ⋅ 2 Baths ⋅ 12692769 MLS ⋅ ACTIVE Status

This beautiful inviting home offers the perfect combination of comfort, convenience, and small-town southern charm. Nestled in a peaceful rural setting and surrounded by a "MASSIVE 2 ACRE" open farmland, this property offers the privacy and tranquility that are becoming harder to find. The home features generously sized living spaces, multiple storage areas, a spacious primary bedroom, an ample living/family room perfect for gathering, and a functional floor plan ready for your personal updates. A dedicated laundry room provides added convenience, while the expansive interior offers plenty of room to customize to your needs. Outside, you'll appreciate the covered patio area that's ideal for relaxing, grilling, or entertaining family and friends. The large yard is shaded by mature trees and provides plenty of space for gardening, outdoor activities, pets, or future landscaping projects. Peaceful country setting with beautiful open views. Enjoy the large covered carport for multiple vehicles and equipment. Whether you're searching for your first home or simply wanting a peaceful place to call your own, this property provides an exceptional opportunity in the heart of beautiful Flora. Enjoy the convenient close access to a lot leisure activities to keep you occupied as well. Also has beautiful country roads and rolling farmland perfect for biking and scenic drives and is near easy access to other nearby communities such as Fairfield, Effingham, Centralia, Mount Vernon, and Interstate 57 while still enjoying the affordability and tranquility of Flora. If you've been searching for a home that offers comfort, convenience, and a welcoming community with plenty of recreation and small-town charm, this property deserves a spot at the top of your list! Schedule your private showing today and discover everything this wonderful property and the City of Flora have to offer!

742 Osage Lane, Flora

$22,900

2 Beds ⋅ 1 Baths ⋅ 12687666 MLS ⋅ ACTIVE Status

This Property Needs Help! But if you've been searching for your next renovation project, investment opportunity, or a chance to bring a home back to life, this could be the one you've been waiting for. This 2-bedroom brick home is packed with potential and offers a solid starting point for the right buyer with vision. With a full basement and a combination of brick and vinyl on the exterior, the property has the bones to become something special once again. The home needs significant repairs, updates, and a cleanout. Deferred maintenance is evident throughout, including interior cosmetic work, exterior repairs, overgrown landscaping, and general rehabilitation. However, you'll also find original character, generous room sizes, a fireplace, mature shade trees, and a layout that offers countless possibilities for restoration or modernization. Whether you're an experienced investor, contractor, flipper, or someone looking for a project to customize from the ground up, this property offers the opportunity to build equity through hard work and imagination. Bring your tools, your vision, and your creativity-this property is ready for its next chapter! The seller is selling the home as is and as seen. The back addition of the the home needs to be removed and the yard cleared.

930 Vandalia Road, Louisville

$145,000

3 Beds ⋅ 1 Baths ⋅ 12685197 MLS ⋅ ACTIVE Status

Country Living with Room to Roam! Nestled on nearly 2 acres, this well-maintained 3-bedroom, 1-bath home offers over 1960 sq. ft. of comfortable living space surrounded by beautiful mature trees and peaceful country views. Inside you'll find a spacious living room, oversized family room, and a large kitchen with plenty of room for cooking and entertaining. Outside, enjoy the pond, expansive yard, and two storage sheds providing additional space for tools, hobbies, or equipment. Whether you're relaxing under the shade trees, gardening, or enjoying the peaceful setting, this property offers the charm and tranquility of country living with convenient access to town. A wonderful opportunity to own your own slice of the countryside! Property has some virtual staging.

9857 Highway 45, Flora

$64,900

12680063 MLS ⋅ ACTIVE Status

Location, Location, Location. This 3.92-acre parcel has a perfect location close to everything. Located on the unincorporated corner of N. State and Mulberry, this is a perfect location to develop or a perfect location to build your dream home. City utilities are available, and properties like this seldom come on the market, especially at this price. This ground has been in the same family for years; it has been used to raise kids, raise strawberries, and make memories. Now comes the time to cherish the memories and pass this family property on to someone new to love. Ready to chase your dreams? Please give us a call to learn more.

00 Mulberry Drive, Flora

$198,000

12652490 MLS ⋅ ACTIVE Status

Investment opportunity with endless potential! This unique multi-family property features a barn-style apartment complex offering 6 available units, plus an additional 4-bedroom, 2-bathroom home currently configured as two separate apartments with an attached garage. Situated on approximately 1.4 acres (to be surveyed and divided from the original 34-acre parcel), this property offers multiple income-producing opportunities in one convenient location. The barn-style apartments offer tons of character and opportunity but will require finishing work and improvements, making this an ideal project for an investor or buyer looking to add value and customize the space to their vision. With several units available and ready for updates, there is significant potential to increase rental income and overall property value. The additional home provides even more flexibility with two apartment-style living spaces, creating multiple streams of rental income all on one property. Whether you're looking to expand your investment portfolio, renovate and rent, or create a unique multi-family setup, this property is packed with potential. Bring your ideas and vision, opportunities like this don't come around often!

5991 Kinmundy Road, Louisville

$48,000

3 Beds ⋅ 1 Baths ⋅ 12653025 MLS ⋅ ACTIVE Status

Here Is Your Fixer Upper! This Bank-Owned Property is ready to be loved! Located east of the ball diamonds, this edge-of-town location is great. The yard is huge, with this 1480 sq. ft. 3 Bedroom home sitting high on just over 1/2 an acre. Part of the lower area in front had been in a flood zone, but this home has been removed. The living room is spacious with a large picture window, a wood-burning insert in the fireplace, and a snuggle bench off to the side of the mantle. The dining room overlooks the living room and has plenty of space for guests. The kitchen has loads of kitchen cabinets, patio doors off to the side and plenty of room for a breakfast table. The gas range and refrigerator will be include with the home. The 3 bedrooms are all nice-sized, and the entire home has replacement windows. This home is being sold As-IS and is ready for some TLC, but at just over $32 per sq ft, how can you go wrong? This home can only be able to be financed with conventional financing or a cash purchase. Ask about grant programs that may be available.

343 S 1St Street, Clay City

$35,000

12660399 MLS ⋅ PRICE CHANGE Status

Own a unique small-town commercial opportunity in the heart of Xenia, Illinois! This versatile property sits on approximately 0.10 acres and includes an 18x21 concrete slab with a covered 18x21 carport structure already set up and operating as a convenient self-service stop. Positioned near the railroad and downtown area, this property offers excellent visibility, easy access, and multiple possibilities for continued business use or future expansion. Included in the sale are the soda machine, ice machine, cameras, lighting, picnic table, firewood inventory, extra machine parts for both machines, remaining soda stock, remaining bag stock for the ice machine, and extra locks and keys - making this a true turn-key setup with immediate income potential. The covered structure provides protection from the elements for customers while also creating an inviting gathering space with seating and lighting already in place. The concrete pad and utility setup offer a solid foundation for continued operation or additional commercial ideas. With open visibility, simple maintenance, and room for creativity, this property could continue as a self-service retail location, convenience stop, or be adapted for other uses. If you've been looking for an affordable commercial investment with equipment included and the groundwork already done, this is a rare opportunity to step into an established setup with immediate functionality and small-town charm.

300 Front Street, Xenia

$93,000

3 Beds ⋅ 2 Baths ⋅ 12652235 MLS ⋅ PRICE CHANGE Status

3 bedroom, 2 bath brick bungalow located on 2 corner lots with a 2 car detached garage! This home has so much charm and character! Seller's name is The Secretary of The United States Department of Veterans Affairs. Seller does not pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions: Lender pre-approval letter for all financed offers (dated within 30 days) This property MAY qualify for Seller financing. (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. This home failed a pressure test at winterization and no water will be turned on for a buyers inspection or appraisal.

402 E 5Th Street, Flora

$95,000

12648629 MLS ⋅ ACTIVE Status

Location is everything! Situated just three blocks from downtown Flora, Illinois at 301 N Main, this versatile commercial property offers endless opportunities. Whether you're looking to start your own business, expand an existing one, add to your investment portfolio, or even convert the space into a small home with some modifications-this property checks all the boxes. With approximately 4,500 vehicles passing by daily, this high-visibility location provides outstanding exposure for your business. This 912 sq. ft. brick building features a spacious waiting area, two private offices, a large conference room, bathroom, and storage closet. Beautiful ceramic tile flooring runs throughout, and the large interior windows create an open feel while allowing clear visibility between the waiting area, offices, and conference room. Outside, you'll find a large lot behind the building that offers ample parking or room for future expansion, plus additional street parking for added convenience. With incredible visibility, a prime location, and so many potential uses, this is an opportunity you won't want to miss! Broker Owned

301 N Main Street, Flora

$79,900

3 Beds ⋅ 1 Baths ⋅ 12641616 MLS ⋅ ACTIVE Status

Charming 3-bedroom, 1-bath home in a great location near the high school! Offering approximately 1,040 square feet plus a basement, this home combines classic character with practical living space. Inside, you'll find spacious rooms, original woodwork and built-ins, and plenty of natural light throughout. The inviting sunroom provides the perfect spot for morning coffee, a reading nook, or extra living space. The kitchen offers ample cabinet space and flows nicely into the main living areas, while the basement provides additional storage and utility space. A newer roof adds peace of mind, and the home sits on a nicely sized lot with plenty of yard space to enjoy. Conveniently located close to schools, parks, and town amenities, this property would make a great starter home, investment property, or place to add your personal touches. Don't miss your chance to own this affordable home in a desirable location!

426 S Locust Street, Flora

$23,500

3 Beds ⋅ 2 Baths ⋅ 12634444 MLS ⋅ ACTIVE Status

Priced Reduced! Motivated Seller! Investor Special with Tons of Potential on a Standard Lot! If you're looking for your next project, this property is packed with opportunity. Situated on a standard-size lot, this home offers a functional layout with multiple bedrooms, spacious living areas, and a solid footprint ready for your vision. Inside, you'll find original wood paneling, ample room sizes, and a layout that could be easily modernized. The home features a central HVAC system, dedicated utility areas, and existing bathroom setups that provide a strong starting point for renovation. Yes, it needs work-but for the right buyer, this is a chance to build equity quickly. Whether you're an investor, flipper, or someone wanting to create a home exactly to your taste, the bones are here. Bring your tools and imagination-properties with this kind of potential at this price point don't last long. Selling As-Is.

210 Park Avenue, Flora

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