Roscoe Homes under $400,000

Welcome to Roscoe, Illinois – a charming village nestled in the heart of Winnebago County, where small-town charm meets modern convenience. Known for its picturesque landscapes and friendly community, Roscoe offers a serene lifestyle while being just a stone's throw away from the bustling city of Rockford. With its scenic parks, family-friendly amenities, and a strong sense of community, Roscoe is the perfect place to call home.

For those seeking an affordable yet charming residence, Roscoe boasts a variety of homes available for under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find an impressive selection of properties that cater to diverse lifestyles. From cozy single-family homes with spacious yards to contemporary townhouses with modern finishes, the real estate market in Roscoe has something for everyone.

The village is not only known for its affordable housing but also for its excellent schools, vibrant local businesses, and an array of recreational activities. Residents enjoy easy access to beautiful parks, walking trails, and the scenic Rock River, making it ideal for outdoor enthusiasts. Additionally, Roscoe hosts numerous community events throughout the year, fostering a tight-knit atmosphere that welcomes newcomers with open arms.

Discover the charm of Roscoe and explore the affordable housing options that await you. With its perfect blend of tranquility and accessibility, Roscoe is more than just a place to live; it’s a place to thrive. Come and find your dream home in this delightful village today!

Newest Roscoe Homes under $400,000

$215,000

3 Beds ⋅ 2 Baths ⋅ 12781763 MLS ⋅ NEW Status

FRESH OPPORTUNITY. MAJOR UPGRADES. EVEN MORE TO LOVE! BRAND-NEW ELECTRICAL PANEL INSTALLED! BRAND-NEW ROOF TO BE INSTALLED PRIOR TO CLOSING! Even better? Depending on the timing of the roofing project and material availability, the buyer may have the exciting opportunity to select their preferred shingle color! A CHARMING ROSCOE GEM WITH SO MUCH TO LOVE! Tucked away at the end of a peaceful cul-de-sac in the heart of Roscoe, 5591 Reimer Drive blends comfort, character, and effortless main-level living in one adorable package. This inviting 3-bedroom, 1.5-bath home with over 1600 sq ft of living space features incredible spaces, a welcoming living room, cozy family room, and eat-in kitchen designed for easy everyday living. Glass sliders open to a beautiful brick paver patio overlooking the generously sized backyard, creating the perfect setting for enjoyment. A delightful 3-season porch offers another relaxing space to unwind while multiple patio areas provide even more room to enjoy the property's natural setting. The spacious utility room includes washer/dryer hookups and leads to an impressive temperature-controlled workshop-an exceptional plus for hobbies, projects, storage, or a private creative space. An attached 2-car garage adds even more convenience. Ideal for a first-time buyer, downsizer, or anyone searching for a charming home with easy main-level living, this sweet dollhouse-style property offers a rare combination of warmth, function, and location. Lovingly inviting and full of possibility, 5591 Reimer Drive is ready to welcome its next owner home.

5591 Reimer Drive, Roscoe

$315,000

4 Beds ⋅ 2 Baths ⋅ 12775759 MLS ⋅ ACTIVE Status

Welcome to this spacious 4-bedroom tri-level home in the desirable Hononegah School District! Offering three levels of living space plus an additional basement with plenty of storage, this home has room for everyone. The jumbo sized eat in kitchen features brand new quartz countertops, with all kitchen appliances included. The family room level offers a cozy wood-burning fireplace and convenient laundry area. Outside, enjoy the privacy-fenced rear yard with a deck and patio space, perfect for relaxing or entertaining. The 3 car garage provides plenty of parking and storage. Recent updates include a new roof in 2025 and water heater in 2025. A great opportunity to own a spacious home with plenty of living space!

524 Merilot Drive, Roscoe

$184,900

2 Beds ⋅ 2 Baths ⋅ 12773322 MLS ⋅ ACTIVE Status

This upper condo unit features open cathedral ceilings that create a bright and airy atmosphere throughout the main living space. The kitchen comes equipped with a new refrigerator and an elegant tile backsplash, while a new water heater provides peace of mind for years to come. In the dining and kitchen areas, durable luxury vinyl plank flooring offers a modern and easy-to-clean surface. Movie nights and sports games are elevated by a massive 150-inch projection screen setup, turning your living room into a private theater. The home is clean, tidy, and move-in ready, complete with an expansive closet that provides plenty of room for all your storage needs. Rounding out this excellent property is a spacious two-car garage, offering secure parking and even more room for tools or gear.

10149 Monarch Road Unit #119A, Roscoe

$309,900

3 Beds ⋅ 2 Baths ⋅ 12767922 MLS ⋅ ACTIVE Status

Perfectly positioned for convenience and lifestyle, this updated ranch in Cloverdale combines thoughtful enhancements with quality finishes throughout. Situated minutes from downtown Roscoe within the highly desirable Hononegah school district, this 2,244-square-foot home offers the functional layout and modern amenities today's buyers demand. The heart of the home features a light-filled living room that flows seamlessly into the dining space, elevated by stylish new lighting and durable luxury vinyl plank flooring that extends into the kitchen. Equipped with solid oak cabinetry, laminate countertops, and sleek stainless steel appliances, the kitchen is as practical as it is inviting. Just off the kitchen, a convenient main-floor laundry room provides versatile space for additional storage or a quiet home office, with direct access to the attached two-car garage. Down the hallway sit two generously sized guest bedrooms and a full bath, along with a restful primary suite featuring a private en-suite bath designed as a peaceful retreat. The freshly renovated lower level expands the home'sliving footprint with new LVP flooring and neutral paint throughout. Here, you'll find an expansive recreation room featuringbuilt-in cabinetry and natural light, a flexible bonus room with a closet and window, and an oversized storage room. Withroughed-in plumbing already in place for a third full bath, the lower level offers immediate versatility with excellent potential for future expansion. Outdoors, a welcoming deck overlooks a beautifully landscaped yard complete with a 10' x16' shed equipped with electric service-ideal for a workshop, studio, or extra storage. Major improvements include a new roof, gutters, and downspouts installed in 2022, as well as luxury vinyl plank flooring added in 2023. Turn-key, beautifully updated, and conveniently located near downtown Roscoe, this home is truly move-in ready.

6037 Banbridge Drive, Roscoe

$180,000

2 Beds ⋅ 2 Baths ⋅ 12768294 MLS ⋅ ACTIVE Status

Welcome to this spacious main-floor, 2-bedroom, 2-bath condo offers approximately 1,400 square feet of comfortable living space with an open floor plan designed for easy everyday living and entertaining. Step inside to an abundance of natural light, warm paint tones, and an inviting layout that seamlessly connects the kitchen, dining, and living areas. The kitchen features a large peninsula with a built-in breakfast bar, providing additional seating and workspace while overlooking the main living area. The spacious primary suite features a walk-in closet and private bath with a convenient stand-up shower. A second bedroom and full bathroom provide flexibility for guests, a home office, or additional living space. In-unit laundry adds everyday convenience. Step outside onto your private deck, perfect for morning coffee, relaxing in the evening, or enjoying a fall cookout. The attached 2.5-car garage provides plenty of parking along with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance condo living and spend less time worrying about exterior upkeep. Located in the desirable Rockton-Hononegah School District, this condo is conveniently situated near parks, shopping, dining, and I-90, providing easy access to southern Wisconsin and the greater Chicago area. Whether you're a first-time buyer, downsizing, looking for a home during a transition, or adding to your investment portfolio, this well-maintained condo offers a great combination of space, comfort, convenience, and flexibility. Please note: Some photos have been virtually staged to help illustrate the potential use and layout of the space.

10152 Monarch Road Unit #3, Roscoe

$182,000

2 Beds ⋅ 2 Baths ⋅ 12768081 MLS ⋅ ACTIVE Status

Welcome to The Clearwing Condos! This spacious 2-bedroom, 2-bathroom second-floor condo offers approximately 1,400square feet of comfortable living space with an open floor plan designed for easy living and entertaining. From the moment you step inside, you'll appreciate the vaulted ceiling and abundance of natural light highlighting the fresh paint and luxury vinyl flooring throughout the main area. The updated kitchen features freshly painted black cabinetry for a modern touch, along with a large peninsula and built-in breakfast bar overlooking the dining and living areas. The open layout creates a welcoming space for everyday living or entertaining guests. The spacious primary suite offers a walk-in closet and private bathroom with a convenient stand-up shower. An additional bedroom and full bathroom provide plenty of space for guests, a home office, or flexible living arrangements. The convenience continues with an in-unit laundry area. Step outside onto your private deck-perfect for enjoying your morning coffee, relaxing in the evening, or firing up the grill for a fall cookout. A major bonus is the attached 2.5-car garage, complete with additional storage space. With the HOA handling exterior maintenance, you can enjoy the benefits of low-maintenance living while spending less time worrying about up keep and more time enjoying your home. Located in the desirable Rockton-Hononegah School District and just minutes from parks, shopping, and I-90, this condo provides convenient access to southern Wisconsin and the Chicago area. Whether you're a first-time buyer, downsizing, looking for a home during a transition, or an investor seeking a great addition to your portfolio, this updated and well-maintained condo offers comfort, convenience, and flexibility. Some Photo shave been Virtually Staged

10215 Metalmark Lane Unit #4, Roscoe

$370,000

4 Beds ⋅ 3 Baths ⋅ 12765498 MLS ⋅ PRICE CHANGE Status

Located in Crystal Hills neighborhood and the highly rated, sought-after Hononegah School District. This spotless two-story is light, bright and move-in ready. The open-concept kitchen and family room offer abundant cabinets and counters, stainless appliances and a beverage refrigerator. A generous size deck leads to the 27-foot pool and fully fenced backyard. The formal dining room is currently a playroom but can easily be transformed back, while the lower level includes a rec room, bonus room and storage. Updates include roof, gutters and water heater (2023), pool (2021), rec room (2010), dishwasher, microwave, laundry room, staircase, upstairs hall LVP, and vinyl windows throughout.

651 Ashleigh Lane, Roscoe

$279,900

3 Beds ⋅ 3 Baths ⋅ 12750369 MLS ⋅ ACTIVE Status

Updated 3 bed, 3 bath ranch in a highly desirable Roscoe subdivision within the Hononegah School District. This move in ready home combines reliable new mechanicals, thoughtful updates, and a quiet, established neighborhood setting. The main level features a bright living room with hardwood floors and a cozy gas log ventless fireplace, plus a functional kitchen with new GE stainless appliances. Two full baths include a private primary suite. Recent upgrades include a new furnace, new washer/dryer, new toilets, new remote controlled ceiling fans, a Nest smart thermostat, and a Ring video doorbell. The finished lower level expands your living space with a large rec room, a third full bath, and flexible finished areas ideal for a home office, gym, or guest space. Outside, enjoy a fenced backyard perfect for pets, gardening and entertaining. The home also offers a maintenance free exterior, newer roof, and an attached 2 car garage. Low property taxes add to the home's long term affordability. Located in a quiet Roscoe subdivision known for annual neighborhood events, holiday activities, and a private park just down the road. Minutes from forest preserves, walking trails, dog park, golf course, and convenient interstate access.

10990 Linden Blossom Lane, Roscoe

$320,000

3 Beds ⋅ 2 Baths ⋅ 12739010 MLS ⋅ ACTIVE Status

Nestled on a beautifully manicured, wooded lot of over half an acre in Roscoe's desirable Hinkle's Wooded Acres, this one-of-a-kind home offers 5 bedrooms, 2 full baths, and a large heated 2.5-car garage in top-ranked Hononegah High School and Ledgewood/Kinnikinnick school districts. The striking stone front opens into a bright living and dining space featuring beamed vaulted ceilings, a cozy stone fireplace, easy-care LVP flooring throughout, and a sliding glass door leading out to the private back deck. In the kitchen, you will find rich hickory flooring, custom ash cabinets, a stylish tiled backsplash, and all appliances included. The finished lower level expands your living area with a generous family room, two additional bedrooms, an included washer and dryer, and rough-in plumbing ready for a third bath. Exceptional home systems complete the package, including efficient four-zone hydronic heating and a Kinetico water softener, filtration system, and leaf guard gutter system.

7901 Louella Drive, Roscoe

$80,000

3 Beds ⋅ 2 Baths ⋅ 12738169 MLS ⋅ ACTIVE Status

Amazing space to spread out in this 1848 SF manufactured home! Open floor plan concept features formal living room, formal dining room, family room, spacious chef's kitchen with island and informal dining area all within view. There are 3 bedrooms and two full baths including the main bedroom with ensuite bath that includes a double vanity sink, soaking tub, and separate shower. An abundance of storage and closets found here. Large laundry area with storage and a separate room being used as a pantry now but is plumbed to add a toilet if desired. The 2.5 car garage is attached. New washer, dryer & hot water heater in 2026. The home has a generous deck perfect for entertaining. A must see! This is an over 55 community.

5541 Mahogany Lane, Roscoe

$325,000

2 Beds ⋅ 1 Baths ⋅ 12735331 MLS ⋅ ACTIVE Status

Experience the perfect blend of rural serenity, country views, and incredible versatility on this 5.3-acre AG-zoned hobby farm. From the moment you arrive, the park-like setting creates an inviting first impression, with manicured green space, mature trees, and peaceful views. Inside, the open-concept home is filled with natural light and thoughtfully designed for comfortable living. The fully remodeled bathroom offers a spa-like escape, complete with a soaking tub, walk-in shower, and convenient built-in dog wash. Numerous updates provide year-round comfort and peace of mind, including a brand-new furnace and A/C (2025), new attic insulation (2025), newer windows and roof. Outside, the possibilities are endless. A gated 300-foot teardrop driveway winds through the property, creating privacy and a beautiful approach to the home. The mature tree-lined acreage offers plenty of room to enjoy the outdoors, while an RV hookup provides added flexibility for guests, travel, or recreational use. Three impressive out buildings provide exceptional functionality: 24x24 two-stall barn 24x24 kennel building featuring indoor/outdoor runs and three indoor kennel spaces. 24x48 tandem garage, offering an abundance of storage and workspace All three buildings feature metal roofs. For summertime enjoyment, the above ground pool provides a refreshing place to relax, play, or train active dogs. The pool pump and filter were replaced in 2024, adding another recent improvement to this unique property. Whether you dream of operating a small boarding or pet-sitting business, creating an animal sanctuary, starting a hobby farm, or simply enjoying a peaceful country lifestyle with room to roam, this property offers the space and flexibility to make it happen. Enjoy the tranquility of country living without giving up easy access to major cities, airports, dining, entertainment, and travel. Perfect for two-legged and four-legged family members alike, this is more than a home-it's a lifestyle and an opportunity waiting to be discovered.

11371 Havenswood Road, Roscoe

$315,000

3 Beds ⋅ 2 Baths ⋅ 12727948 MLS ⋅ ACTIVE Status

Charming ranch with amazing outdoor space! Welcome home to this well-maintained ranch that is situated on a large, fully fenced lot. Enjoy outdoor living and entertaining on the spacious deck, complete with a firepit for relaxing evenings. A 10x19 shed with a concrete floor and electricity provides excellent space for storage, hobbies, or projects. Inside, this maintenance-free home offers numerous updates and a finished English-style basement with a comfortable family room, 4th bedroom, dedicated safe room, and an abundance of storage space. The entire first floor has been freshly painted. Recent updates include: Metal Roof (2018), AC/Furnace w/April Air (2021), Stove, Sump pump, Remodeled Bathrooms (all in 2022), Shed, Deck, Fence, Landscaping, Water Heater, Front door and Screen Door (all in 2024), Fridge and Dishwasher (2025), 5 New windows (2026). Freezer in basement stays.

6439 Prairie Flower, Roscoe

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