Ottawa Homes under $500,000

Ottawa Homes under $500,000

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Newest Ottawa Homes under $500,000

300 Adams Street, Ottawa
$284,900
3 Beds ⋅ 2 Baths ⋅ 12781317 MLS ⋅ NEW Status
Contemporary Updated 2 Story Move In Ready!! Double Lot, Wooded & Private. Attached Garage, Extra Parking & Garden Shed. 2212 Total Fin Sq Ft. Panoramic Views. 3+ Bedrooms, 2 Updated Full Baths, Open Staircase, Loft Overlooking the 2 Story Great Room w/Floor to Ceiling Windows & Slider to Back Stone Patio. 3 Season Room Created w/ Wood Burning Stove, Main Level Office (Can Be used as 4th BR). Living Room Open to Dining Area. Updated Kitchen w/ SS Appliances that Stay. Main Level Laundry w/ Washer/Dryer. Home Has 200 Amp Electrical, Garage Has 100 Amp Electrical Set Up For Future Installation. Centrally Located Close to Downtown Ottawa, Riverfront Amenities, Parks, Entertainment, Dining Etc. Close to Illinois River. Some Rooms Have Been Virtually Staged. Buyer to Independently Verify Schools, Room Sizes & All Pertinent Information.

300 Adams Street, Ottawa
646 Webster Street, Ottawa
$339,900
3 Beds ⋅ 3 Baths ⋅ 12780637 MLS ⋅ NEW Status
LIKE NEW! 3-UNIT APARTMENT BUILDING LOCATED IN OTTAWA'S HISTORIC DISTRICT! This beautiful newly renovated 3-unit apartment building has all the charm and character of Ottawa's Historic District with many new and updated features. All of the hard work has already been done, making this a great opportunity for investors or owner-occupants. Updates include: All new electrical with USB outlets, Updated plumbing, Almost all new windows, Almost all new interior and Exterior doors, Updated kitchens, Updated Bathrooms, New flooring and finishes, New roof and siding, New porches, Each unit has its own furnace and water heater, Laundry hookups in each unit. This property is in a desirable ,walkable downtown location and offers the opportunity for long-term rentals, owner-occupied living with rental income or short term rentals. The hard work is done! Move-in ready! Set up your appointment today!

646 Webster Street, Ottawa
5 River Row, Ottawa
$425,000
2 Beds ⋅ 4 Baths ⋅ 12779579 MLS ⋅ NEW Status
A Water View You'll Never Get Tired Of! This beautifully designed townhome offers a front-row seat to the water and gives you an outdoor living space for every moment of the day. Enjoy evening drinks on the first-level patio, dinner and entertaining in the screened-in second-level porch, or morning coffee on the private balcony just off the primary bedroom. No matter which outdoor space you choose, the views never disappoint! Inside, the open-concept main level creates an easy flow for everyday living and entertaining, featuring a spacious living area that opens directly to the screened porch, a dining area, and a kitchen with an eat-at breakfast bar. Two generously sized bedrooms, 2 full baths and 2 half baths, provide plenty of room for guests and everyday comfort. A versatile flex room offers endless possibilities as a second family room, home office, workout space, or additional sleeping area. A tankless water heater adds efficiency and convenience. Whether you're looking for a full-time home, weekend retreat, or investment property, this townhome offers flexibility with short-term and long-term rental opportunities. Located in the resort community of Heritage Harbor, you'll have an abundance of amenities right outside your door, including outdoor pools, pickleball courts, walking paths, a dog park, on-site restaurant, and a marina offering boat, kayak and other watercraft rentals. Hop in your golf cart and take a spin around the harbor, or head out to explore downtown Ottawa and the nearby state parks. Resort living, waterfront views, and outdoor living come together in one unforgettable home!

5 River Row, Ottawa
8 Port Place, Ottawa
$499,000
2 Beds ⋅ 4 Baths ⋅ 12742675 MLS ⋅ NEW Status

8 Port Place, Ottawa
732 Fort Street, Ottawa
$235,000
3 Beds ⋅ 2 Baths ⋅ 12779052 MLS ⋅ NEW Status
This well-maintained home offers comfortable one-level living with a spacious living room, updated kitchen and dining area, three bedrooms, two full updated baths, and convenient main-level laundry. The kitchen features ample cabinetry and counter space, creating a functional space for everyday living and entertaining. Enjoy the privacy of the large fenced backyard, complete with a spacious deck-perfect for outdoor dining, entertaining, relaxing, pets, or gardening. A 10' x 12' storage shed provides plenty of room for lawn equipment and outdoor storage, while the 1-car attached garage adds everyday convenience. Situated on a dead-end street with minimal traffic, this home offers a peaceful setting while remaining conveniently located in Ottawa. With its practical layout, great outdoor space, and easy one-level living, this is an excellent opportunity for a first-time buyer, downsizer, or anyone looking for a comfortable, low-maintenance home. All measurements are approximate.

732 Fort Street, Ottawa
1609 Sycamore Street, Ottawa
$110,000
1 Beds ⋅ 1 Baths ⋅ 12777908 MLS ⋅ NEW Status
Welcome to this well-maintained home offering smart use of space, thoughtful updates, and great outdoor amenities. Ideal for a first-time homebuyer, investor, or anyone looking to downsize, this home offers comfortable living with convenience throughout. The spacious bedroom features an attached walk-in closet with laundry conveniently located right where you need it. The updated kitchen provides plenty of workspace and table space for everyday dining. Enjoy the large, fully fenced backyard leading to a newer 2-car heated garage, built in 2020, with an epoxy floor and new concrete sidewalk. Great curb appeal is enhanced by the covered front porch and swing, perfect for relaxing. Additional features include a partial basement and New furnace and A/C (2023). A great combination of comfort, functionality, and value!

1609 Sycamore Street, Ottawa
406 W Mckinley Road, Ottawa
$324,900
3 Beds ⋅ 2 Baths ⋅ 12776290 MLS ⋅ NEW Status
Beautiful and Very Well Maintained Ranch Home. 3 Bedrooms, 2 Full Baths. The Master Bedroom Has It's Own Full Bathroom and a Nice Walk-In Closet. Featuring Extensive Updates. Newer HVAC (2024), Newer Roof (2021), Newer Big Shed 12' x 10' (2024). Step Outside to Your Backyard Oasis With a Newer Extended Deck For All of Your Gatherings & BBQ's. If This Isn't Enough, Enjoy the Heated Garage. This Home Offers the Perfect Combination of Newer Updates, Comfort and Outdoor Enjoyment. This One Will Go Fast!! Schedule Your Showing Now! **More Pictures Coming Soon.**

406 W Mckinley Road, Ottawa
715 Catherine Street, Ottawa
$179,808
3 Beds ⋅ 1 Baths ⋅ 12775862 MLS ⋅ ACTIVE Status
Located in a Beautiful and Quiet Street on the South Side of the Veterans Memorial Bridge, and Just Minutes from Downtown Ottawa, this Move-In Ready, Updated, Vinyl Planked Open Floor Concept, Beautiful Brick Bungalow features a Large Freshly Painted Porch with 2 Ceiling Fans and Recently Painted Soffit, 3 Bedrooms with Ceiling Fans, a Single Tiled Floor Full Bathroom with Tub, Spacious Living Room, an Open Floor Dining room, an Updated Quartz Top Kitchen with All Stainless Steel Whirlpool Appliances, with a 5 Burner Gas Stove, Oven and Soft Closing Cabinets....and So Much More! The Living Room and Dining Room Boast Remote Controlled Ceiling Fans and Lights. The Full Basement, with Newly Painted Floor and Redone Staircase features a Laundry Area with Front Loading Washer and Dryer, a Workshop Area with Storage Cabinets, an 11' x 12' Bonus Room and Tons More Space for Storage or maybe even a Pool Table or Ping Pong Table. The Home also has a Freshly Painted 12' x 9' Single Car Detached Garage(no Electricity) with a Concrete Drive That Could Easily Fit 4 to 5 Vehicles! The House sits on a Large Lot with a Large Backyard that is Fenced in with Chain Link Fencing on Three Sides and Abuts the Neighbors Wood Privacy Fence on the Other, making this a Perfect Place for a Pooch to Run or Play Fetch! It Also has a Large Brick Patio area for Grilling or Smokin' A Brisket! Plumbing and Electrical (200 Amp) were done in 2015. Gas forced air furnace was installed in 2024. The Air Conditioning was replaced around 2020 and the water heater was installed 5/13/2016. Double Hung Windows were also updated around 2016/2017, including the basement windows. All-In-All...this is a Great, Solid Home with Lots of New Updates and elevated amenities, Definitely Worth Taking A Look At! Act Fast....I Can't See This One Being Available For Long!! Multiple offers received calling for highest and best by 1:00 p.m. October 6th.

715 Catherine Street, Ottawa
702 4Th Avenue, Ottawa
$255,000
4 Beds ⋅ 4 Baths ⋅ 12773310 MLS ⋅ ACTIVE Status
Rare opportunity to acquire both sides of a versatile duplex under a single transaction! Each side features a functional two-level layout designed to maximize space and privacy, offering a bright family room, a kitchen, and a convenient half-bathroom on the main floor. The upper levels each house two bedrooms and a full bathroom (totaling 4 bedrooms and 2 full and 2 half bathrooms across the property). Outdoors, a large, shared deck spans the rear, creating an ideal setting for entertaining or relaxation. Perfect for savvy investors looking for dual rental income or multi-generational buyers desiring neighboring living quarters.

702 4Th Avenue, Ottawa
1926 N 31St Road, Ottawa
$339,900
3 Beds ⋅ 2 Baths ⋅ 12773460 MLS ⋅ PRICE CHANGE Status
Welcome to this charming three bedroom two full bath country ranch!! Versatile bonus room could be a 4th bedroom, home office or an amazing crafting/ sewing room with its multitude of windows and private access door. Enjoy spectacular sunsets from this well built all brick home. Privacy abounds on this expansive corner lot. This home is located in the sought after Wallace School District and has under gone a total rehab in 2016. Updated from top to bottom, extensive renovations include roof rafters reinforced, roof, soffits, fascia, gutters and blown in insulation. All exterior doors including garage door and opener. All argon gas energy efficient dble pane windows. Adding to the charm of this home is the build-on front porch and very private rear patio. Both bathrooms have been thoughtfully updated with vanities, sinks, toilets and tub/shower. All plumbing and electrical has been updated throughout this home. The furnace, A/C and water heater were replaced. New heater in garage. Restored wood burning fireplace. All sub-flooring and luxury vinyl flooring through-out. All lighting fixtures, ceiling fans and can lighting. Kitchen cabinets and countertops. Stainless steel appliances. New trim, interior doors and custom made barn door. Laundry tub added a long with water softener and iron filter. New spacious 24x16 shed installed in 2022 and new crawlspace dehumidifier installed in 2024. So as you can see there is a peace of mind here and tranquility in this beautiful home!! This home has a great rural feel with the convenience of Interstate 80 and the delightful appeal of Downtown Ottawa and the Illinos river.

1926 N 31St Road, Ottawa
2006 Elm Lane, Ottawa
$130,000
2 Beds ⋅ 1 Baths ⋅ 12774940 MLS ⋅ ACTIVE Status
Welcome home to this adorable bungalow! Situated on a beautiful .33 acre lot lined with trees this home has the peace and quiet you are looking for. Step into your spacious mud room that leads into the kitchen with room for additional storage or breakfast table. The home has 2 open living areas that can be used as living room/family room or a separate dining area. Two nice sized bedrooms on this main floor. The larger bedroom has attic access that is finished and can be used for storage or extra living space. The bathroom has been recently updated in summer of 2026. Laundry is located in this spacious bathroom. Enjoy coffee in your large enclosed sun porch on the front of the home, allowing extra living space. Access to the basement is outside, New Furnace 2026 located in the basement/crawl. Single car detached garage with remote opener. This cute home with an amazing yard will not last long. Roof 2018, exterior siding replaced in 2017. Windows new in 2021.

2006 Elm Lane, Ottawa
6 Port Place, Ottawa
$469,000
2 Beds ⋅ 4 Baths ⋅ 12767285 MLS ⋅ ACTIVE Status ⋅ Heritage Harbor BLDG.
Resort Living Meets Low-Maintenance Luxury! This spacious 3-bedroom, 3.5-bath duplex offers the perfect blend of comfort, style and versatility in the marina resort community of Heritage Harbor. Designed for easy living, the open floor plan creates a welcoming space for entertaining, relaxing and making memories. The home features impressive 8-foot doors, granite countertops, beautifully tiled baths and a 2.5-car heated garage-providing plenty of room for vehicles, recreational toys and storage. With three bedrooms and 3.5 baths, there is plenty of space for family and guests. Custom dry bar in kitchen, built out pantry closet and master closet with custom shelving. Whether you're looking for a full-time residence, a vacation getaway or an investment property, this home offers flexibility to fit your lifestyle. Enjoy the benefits of low-maintenance living while having access to the unique resort amenities and outdoor lifestyle Heritage Harbor has to offer. Located in the heart of Starved Rock Country, Heritage Harbor offers marina living with access to the Illinois River, pools, pickleball, walking paths, dog park, on-site dining, boating and more. Live where every day feels like a getaway!

6 Port Place, Ottawa
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