Montgomery Homes under $400,000

Welcome to Montgomery, Illinois – a charming village that perfectly blends suburban tranquility with vibrant community life. Nestled along the banks of the Fox River and just a short drive from the bustling city of Chicago, Montgomery offers residents the best of both worlds. With its friendly atmosphere, excellent schools, and a plethora of recreational activities, it’s no wonder that families and young professionals alike are drawn to this delightful area.

One of the standout features of Montgomery is its diverse selection of homes, particularly those priced under $400,000. Here, you’ll find a variety of housing options that cater to different tastes and lifestyles. From cozy single-family homes perfect for first-time buyers to spacious townhouses ideal for growing families, there’s something to suit everyone’s needs. Many of these homes are situated in well-established neighborhoods, complete with tree-lined streets and community parks, making it easy to feel at home.

In addition to its appealing real estate, Montgomery boasts a vibrant community spirit. The village hosts numerous events throughout the year, including farmers' markets, summer concerts, and holiday celebrations, ensuring there’s always something to do. Outdoor enthusiasts will appreciate the nearby parks and nature trails, perfect for hiking, biking, or simply enjoying a leisurely stroll.

With its affordable housing options and welcoming atmosphere, Montgomery, Illinois, is an ideal place to call home. Whether you’re looking to settle down or invest in your future, this charming village has everything you need to thrive. Come explore Montgomery and discover your dream home today!

Newest Montgomery Homes under $400,000

$329,000

3 Beds ⋅ 1 Baths ⋅ 12772760 MLS ⋅ NEW Status

Welcome to the Broadway home, a well-maintained all-brick ranch located directly across from Austin Park and just minutes from the Fox River Trail. Offering comfort, character, and thoughtful updates throughout, this 3-bedroom, 1-bath home is filled with inviting spaces and timeless charm. Inside, you'll find beautifully refinished original hardwood floors, fresh interior paint, and a bright, functional layout. The kitchen features granite countertops, recessed lighting, LVP flooring, LG and Samsung appliances, and a convenient under-cabinet beverage refrigerator added in 2026. Just beyond the main living area, the three-season room offers the perfect spot to relax, entertain, or enjoy views of the backyard. The full basement is partially finished, providing additional flexible space with plenty of potential for future use. Outside, enjoy a fully fenced yard, concrete patio for entertaining, storage shed, and one-car garage. Recent improvements include a new water heater in 2026, along with a new roof, soffit, fascia, gutters, exterior lighting, washer and dryer, and active radon mitigation system completed in 2023. Additional updates include kitchen appliances from 2019, air conditioning from 2018, and a renovated bathroom completed in 2016. A fireplace, classic brick construction, spacious outdoor area, and convenient location near parks and trails add even more appeal. With its combination of character, practical updates, and versatile living space, this home is ready for its next owner to make it their own.

1324 S Broadway Road, Montgomery

$299,900

3 Beds ⋅ 2 Baths ⋅ 12777407 MLS ⋅ NEW Status

Welcome to 123 James St in Montgomery! This inviting ranch offers 4 bedrooms, 2 full baths, a finished basement, and a spacious 2-car garage. The main level features a comfortable, easy-flow layout with plenty of room to make the home your own. The large finished basement adds even more living space, a second full bath, and a flexible room that can work well as a bedroom, office, workout area, or guest space. There is also plenty of room for holiday parties, family get-togethers, movie nights, or simply relaxing together. Conveniently located near the Fox River, walking and biking trails, parks, and West Aurora School District 129. A comfortable home with space to enjoy, grow, and create memories for years to come. Please note: Some listing photos have been digitally enhanced and/or virtually staged for visual presentation.

123 James Street, Montgomery

$400,000

5 Beds ⋅ 3 Baths ⋅ 12775396 MLS ⋅ NEW Status

Welcome to 2789 Avalaon Ln in Montgomery, now with new carpet and paint. Pull up out front and it already makes sense with a deep 2 car garage, a shed alongside, and a layout that just looks like it works. Step inside and the first thing you feel is the space. Nine-foot ceilings run the entire main level, and the kitchen and family room open up even more from there. The kitchen has hardwood floors, stainless steel appliances, and two pantry closets, with a window that looks right out to the fully fenced backyard. The family room flows in naturally, making this the kind of main level where everyone ends up in the same room without planning it. A formal dining room and potential office or living room round out the main floor. Upstairs, the primary suite is private and finished with a private en-suite bathroom. Three, potentially four, more bedrooms and a guest bathroom round out the upstairs. The bonus room above the garage could be used as a 5th bedroom, or a bonus living area if needed. The finished basement adds flexible living space ready to grow with you. Outside, the deck and paver patio extend the living area into the fully fenced backyard. New roof and finished basement since 2021. Plus, this home is less than 1 block away from Lakewood Creek Elementary school. Come check out this home today!

2789 Avalon Lane, Montgomery

$329,500

5 Beds ⋅ 3 Baths ⋅ 12774579 MLS ⋅ ACTIVE Status

Surprisingly spacious, this inviting tri-level offers three levels of comfortable living in a well-established neighborhood surrounded by mature trees. Originally built as the builder's model home, the property features a desirable main-level primary bedroom with full bath and convenient main-floor laundry. Hardwood floors welcome you inside and continue upstairs to three additional bedrooms. The bright kitchen offers generous counter and cabinet space, a pantry, and a skylight that fills the room with natural light. A spacious family room opens to the paver patio and fenced backyard, creating a wonderful setting for relaxing, entertaining, or enjoying the outdoors. Beyond the 1,883 square feet on the main and upper levels, the finished lower level provides even more living space with a recreation room, fifth bedroom, and crawlspace for additional storage. A backyard shed adds even more functionality. With five bedrooms, three full baths, multiple living areas, and a private backyard shaded by mature oak trees, this home offers much more space than you might expect. Move-in ready and waiting for its next owner! Owner is offering a credit for landscaping.

49 Briarcliff Road, Montgomery

$375,000

4 Beds ⋅ 2 Baths ⋅ 12771542 MLS ⋅ ACTIVE Status

Beautifully updated and lovingly maintained Cape Cod-style home featuring 4 bedrooms and 2 full baths! The current remodel was completed in 2023, with a second-floor addition added in 2001, creating a spacious and functional floor plan. The inviting kitchen features white cabinetry, quartz countertops, breakfast bar, stainless steel appliances, and LVP flooring flowing seamlessly into the living room with a stylish built-in electric fireplace. The oversized laundry room offers abundant cabinetry, generous countertop space, designer ceramic tile, and washer and dryer. A main-floor bedroom and full bath provide added flexibility, while the utility room features a newer furnace (2026) and water heater (2025); A/C was replaced in 2021. Upstairs you'll find three additional bedrooms, including an oversized and charming primary suite with dormer windows and private bath. While there is no basement, storage is plentiful with generous closet space throughout, plus an attached 11/2-car heated garage with exterior doors providing access to the backyard or driveway. Enjoy the extra-large concrete patio, perfect for entertaining, a spacious 11x16 shed with new siding and roof (2023), and an additional shed for even more storage. Exterior updates include front windows (2019), rear windows (2001), and siding, gutters, soffit, fascia, and rear roof (2023). Located in a no-HOA community with nearby parks, a lake, and community center with pool. Move-in ready and waiting for you to enjoy!

37 S Bereman Road, Montgomery

$285,000

2 Beds ⋅ 3 Baths ⋅ 12737205 MLS ⋅ ACTIVE Status

Welcome to an end-unit townhome that delivers the space, style, natural light, and updates today's buyers are looking for! Step inside and prepare to be impressed by the dramatic 2-story family room, featuring soaring floor-to-ceiling windows that flood the space with natural sunlight and create an incredible sense of openness. A fireplace with gas start and wood-burning capability adds warmth and character, making this the perfect gathering space for cozy evenings or entertaining. The second-floor walkway overlooks the family room, allowing the architectural details and abundance of natural light to truly shine. And here's the standout feature: TWO spacious en-suite bedrooms! The luxurious primary suite offers a gorgeous oversized walk-in shower with a modern subway tile surround, double sinks, and a convenient walk-through to a large walk-in closet. The generously sized secondary suite includes its own private bathroom with double sinks and a shower/tub combination perfect for guests, family members, or creating a private retreat. The spacious kitchen offers an abundance of cabinetry, plenty of workspace, and a pantry closet for additional storage. A dedicated dining area flows seamlessly to the back patio, creating an ideal setting for everyday meals or effortless indoor-outdoor entertaining. A conveniently located half bath sits just down the hall from the kitchen on the way to the attached 2-car garage. Upstairs convenience continues with a dedicated laundry room, keeping everything right where you need it. The 2-car garage offers excellent storage space and features durable epoxy-coated floors. Recent updates provide added peace of mind, including **HVAC (2024), some family room windows (2025), roof (2026), all kitchen appliances (2023), and washer/dryer (2022).** Beautifully designed, thoughtfully updated, and ready for you to call home!**

1902 Waverly Way, Montgomery

$269,900

2 Beds ⋅ 2 Baths ⋅ 12774118 MLS ⋅ ACTIVE Status

Wow-this move-in ready, meticulously maintained ranch seamlessly combines comfort, style, and an unbeatable location! The main level boasts a lovely, light-filled living room, two comfortable bedrooms, a full bath, and a nicely updated kitchen equipped with sleek quartz countertops and stainless steel appliances. Downstairs, the finished basement expands your living space with a third bedroom and a second full bathroom, making it ideal for guests, a home office, or a private suite. Complete with a 1-car garage and situated just steps from top-rated schools, neighborhood parks, and the beautiful Fox River, this home has it all-schedule your private showing today!

124 Riverside Drive, Montgomery

$399,900

3 Beds ⋅ 2 Baths ⋅ 12773159 MLS ⋅ ACTIVE Status

WOW!! DON'T PASS THIS DEAL UP!! Best deal in Montgomery's Arbor Ridge Subdivision. Pride of ownership shines throughout this well maintained one-owner home. The seller built this house new and it was their forever home. No expense was ever spared in building this house as well as maintaining it and it shows. This ranch house is a 3-bedroom, 2-bath rare find, and it is finally hitting the market. From the moment you walk in, you'll feel the care that's gone into this property. The current owners have invested in all the big-ticket items recently so you don't have to: BRAND NEW in the past few years is a new roof, gutters and downspouts, and first-floor windows, a new furnace and a/c (2022), a new water heater (2023), and just installed this year a new sump pump with a backup pump. To top it off the seller is even including a 12 month home warranty for your peace of mind. This is the kind of well-cared-for, move-in-ready home that doesn't come along often in Arbor Ridge. Solid bones, major systems updated, and a location that keeps buyers coming back for this desirable Montgomery neighborhood. Don't wait on this one - homes like this in Arbor Ridge don't last long, and especially at this price! Seller wants this sold and is motivated. Call today to schedule your private showing.

1364 Sycamore Lane, Montgomery

$309,900

3 Beds ⋅ 3 Baths ⋅ 12766945 MLS ⋅ ACTIVE Status

Beautifully updated and move-in ready, this stylish townhome combines modern finishes, custom features, smart home technology, and a picturesque setting directly across from a park, pond, and walking trails. The beautifully appointed kitchen is designed to impress, featuring custom white soft-close cabinetry, sparkling white quartz countertops, a deep sink with motion-sensor faucet, and a custom pantry for additional storage. LG ThinQ Wi-Fi appliances, including an InstaView (knocking) refrigerator, dishwasher, and over-the-range microwave, add both convenience and smart home functionality. The spacious primary suite has views of the pond and features an updated en-suite bath with a new vanity, sink, fixtures, tub, and surround. The custom walk-in closet offers built-in shelving and cedar lining, creating a beautiful and highly functional space for storage. Throughout the home, you'll find new light fixtures, black two-panel interior doors, updated laminate flooring, and fresh professional paint. A versatile second-floor loft and convenient second-floor laundry add to the home's thoughtful design. The two-car garage, Ring doorbell camera, and Wi-Fi digital door lock provide additional convenience. With its combination of stylish updates, custom details, smart-home features, and an enviable location overlooking the pond and park, this home is truly move-in ready and ready to be enjoyed.

3044 Troon Drive, Montgomery

$315,000

3 Beds ⋅ 1 Baths ⋅ 12769339 MLS ⋅ ACTIVE Status

Welcome to 120 Braeburn Drive in Montgomery, a well-cared-for ranch home in Boulder Hill with a wonderful location backing to an Oswego Park District park. With no neighbors directly behind, the setting offers extra privacy and a peaceful backyard view, while still being close to Winrock Pool and neighborhood amenities. Inside, the bright living room overlooks the front yard and flows into the dining area, creating an easy, comfortable layout. The kitchen includes all appliances, and the conveniently located laundry area is just off the kitchen. The home features three bedrooms and one full bathroom, all on one level. Step outside to the deck and enjoy the open view of the park behind the home. The fenced backyard offers plenty of room to relax, play, garden, or entertain. An attached one-car garage adds everyday convenience. If you have been looking for a ranch home in Montgomery with a fenced yard, park views, and a great Boulder Hill location, 120 Braeburn Drive is ready to welcome you home.

120 Braeburn Road, Montgomery

$309,900

3 Beds ⋅ 1 Baths ⋅ 12765147 MLS ⋅ PRICE CHANGE Status

The wait is over! Absolutely gorgeous three-bedroom RANCH home on a fantastic cul-de-sac lot within Montgomery's family-friendly 'Boulder Hill' subdivision. This adorable home features a terrific floorplan with large eat-in kitchen, spacious living and family rooms, beautiful finishes and lots of light. Move-in ready and easy-living with its maintenance-free vinyl siding/clad trim exterior, ample yard space, rear lighted portico and large detached two-car insulated & heated garage/workshop with 220-volt/50-amp RV electric service. Wonderfully maintained with improvements including new overhead garage door (2026), interior painting (2026), siding/soffits/gutters (2021), windows (2021), front door (2021), dishwasher (2020), furnace (2019), AC (2018), water-heater (2018), new electrical breaker panel (2018), roof (2017), bathroom remodel (2016). Perfect location close to parks, schools, shopping and green spaces -- this turn-key home truly has it all!!!

65 Eastfield Road, Montgomery

$279,900

2 Beds ⋅ 1 Baths ⋅ 12763418 MLS ⋅ ACTIVE Status

Rarely available ranch-style townhome in desirable Seasons Ridge! This move-in ready 2-bedroom home offers the ease of single-level living with a bright, open, and inviting floor plan. The spacious living room features a beautiful bay window area that fills the home with natural light and creates the perfect space for a dining area. A built-in bookshelf adds both charm and functionality. The kitchen is designed for everyday living and entertaining, featuring granite countertops and space for a dinette table. The primary bedroom offers a large walk-in closet, while the bathroom includes a walk-in shower with grab bars for added convenience. A true laundry/utility room provides extra storage and functionality. The versatile second bedroom can also serve as a den or home office and offers direct access to a private concrete patio, perfect for relaxing outdoors or enjoying your morning coffee. An oversized 2-car garage, with built-in work bench, and concrete driveway provide abundant parking space. Ideally located near shopping, dining, and recreation, this home is approximately 4.2 miles from the Aurora Metra Station and 5.8 miles from I-88 for an easy commute. Located within highly regarded Oswego Community Unit School District 308 and the Oswego Park District, with multiple parks and recreational amenities nearby. Light, bright, and move-in ready, this rare ranch townhome offers low-maintenance living in an exceptional location. Don't miss this opportunity!

1694 Lexington Drive, Montgomery

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