Loda Homes under $500,000

Welcome to Loda, Illinois, a charming small town nestled in the heart of Iroquois County. Known for its picturesque landscapes and tight-knit community, Loda offers a peaceful retreat from the hustle and bustle of city life while still providing easy access to modern conveniences. This quaint town is surrounded by lush farmlands and scenic views, making it an ideal location for those who appreciate the beauty of rural living.

Loda is rich in history and community spirit, boasting a friendly atmosphere where neighbors know each other by name. With its local parks, family-owned businesses, and annual community events, residents enjoy a vibrant lifestyle filled with camaraderie and connection. The town is conveniently located near larger cities, allowing for easy commuting while still offering the tranquility of small-town living.

For homebuyers looking for affordability without sacrificing quality, Loda presents an enticing opportunity. With a range of charming homes available for under $500,000, potential buyers can find their dream residence in this welcoming community. From cozy single-family homes to spacious properties with ample outdoor space, Loda has something for everyone.

Imagine sipping your morning coffee on a sunlit porch or hosting gatherings in your own backyard oasis. The real estate market in Loda is ripe with possibilities, making it an ideal destination for first-time buyers, growing families, or those looking to downsize.

Explore Loda, Illinois, where you can find your perfect home and become part of a community that feels like family. Embrace the charm and warmth of this delightful town today!

Newest Loda Homes under $500,000

$279,900

3 Beds ⋅ 2 Baths ⋅ 12769139 MLS ⋅ ACTIVE Status

Wake up to breathtaking sunrises over gorgeous Bayles Lake in this rare waterfront ranch offering approximately 100 feet of shoreline and spectacular east-facing views. Perfectly positioned on an oversized half-acre lot, this 3-bedroom, 2-bath home provides 1,615 square feet of comfortable living space with the lake as your everyday backdrop. From the moment you walk through the front door, your eyes are drawn through the foyer and living room to the water beyond. The spacious living room serves as the heart of the home, while the kitchen sink, dining room, and expansive concrete patio all capture stunning lake views. Step outside and enjoy the generous backyard leading to the shoreline, providing plenty of space for entertaining, recreation, or simply relaxing by the water. Whether you enjoy boating, fishing, kayaking, pickleball, or gathering with friends and neighbors at the community pavilion, this property offers the lake lifestyle you've been searching for. Mechanical updates include a furnace approximately 2 years old and central air approximately 6 years old. Existing flooring has been removed, giving the next owner a blank canvas to select finishes that match their own taste and style. The home has been priced to reflect this opportunity, allowing buyers to create their ideal waterfront retreat. With 100 feet of shoreline, stunning sunrise views, and room to make it your own, this Bayles Lake property offers the opportunity to create the waterfront lifestyle you've always wanted.

1100 Sunset Drive, Loda

$295,000

4 Beds ⋅ 1 Baths ⋅ 12765364 MLS ⋅ ACTIVE Status

Country living with the space, character, and extras you've been looking for! Situated on 3 acres, this 4 bedroom home is filled with beautiful original woodwork, hardwood floors, and timeless details throughout. Outside, you'll find plenty of room to enjoy the peaceful country setting, including a partially fenced yard, stamped concrete patio, and a fully stocked pond with bass, bluegill, and catfish. But the standout feature may just be the impressive 40x60 pole barn, with half featuring concrete flooring, in-ground heat, electric, and spray foam insulation-an incredible space for storage, hobbies, equipment, or projects. A whole-house generator provides power to both the home and shed for even more peace of mind. With acreage, a stocked pond, an incredible outbuilding, and a home full of original charm, this property offers a combination that's hard to find!

535 E 200 North Road, Loda

$150,000

2 Beds ⋅ 1 Baths ⋅ 12768095 MLS ⋅ ACTIVE Status

Move to Loda. Have a place to live plus have a huge garage at rear of home with office area. Spacious living room area. Bedroom on Main level plus two rooms on upper level. Partial fenced yard. Welcome to Loda.

208 S Elm Street, Loda

$269,900

4 Beds ⋅ 3 Baths ⋅ 12756120 MLS ⋅ ACTIVE Status

Lake Iroquois living with the space you've been looking for! Sitting on approximately one acre, this 4 bedroom, 2.5 bath home offers over 2,000 square feet, a spacious layout, and so much more than meets the eye. Inside, you'll find plenty of room to spread out with generous living spaces and a layout that works just as well for everyday life as it does for entertaining. But the space doesn't stop there! In addition to the attached garage, the property features an impressive 32x24 heated and insulated workshop with water, electric, and 9-foot ceilings-giving you incredible space for hobbies, projects, toys, storage, or whatever fits your lifestyle. Recent updates including the A/C, water heater, and appliances add even more value. And while you may love everything this property offers at home, you'll also get to enjoy the Lake Iroquois lifestyle with access to the private lake, beach, pool, parks, walking trails, tennis and pickleball courts, and more. Space, amenities, a large lot, AND an incredible shop-137 Chippewa brings together a combination that's hard to find at the lake. Come see what makes this one stand out!

137 Chippewa Drive, Loda

$399,000

3 Beds ⋅ 3 Baths ⋅ 12751670 MLS ⋅ PRICE CHANGE Status

Waterfront Living on Bayles Lake - Updated, Move-In Ready & Built for Enjoying Lake Life! This beautifully maintained lakefront home offers the perfect combination of comfortable living, thoughtful updates, incredible outdoor entertaining space, and easy access to everything that makes Bayles Lake such a special place to call home. The home has seen numerous recent improvements, including significant updates in both 2025 and 2023. In 2025, the property received a new roof, new gutters, gutter guards, a fully insulated garage along with new garage doors, and new carpet in both the living room and family room. The 2023 updates include a new dishwasher, new oven, new air conditioner, new furnace, tankless on-demand water heater, fresh paint throughout the entire home, new ceiling fans, and new exterior doors. These updates provide peace of mind while allowing you to spend less time on maintenance and more time enjoying the lake. The spacious primary bedroom features French doors opening to beautiful lake views, creating a peaceful retreat with the water just outside. The ensuite bathroom has been refreshed with updated tile finishes, adding a clean and modern touch. One of the property's most impressive features is the expansive 62' x 23' covered concrete patio, providing an exceptional outdoor living and entertaining area. With multiple ceiling fans, the covered patio is designed for comfortable enjoyment throughout the warmer months and offers plenty of room for outdoor dining, relaxing, and gathering with family and friends. An easily accessible gas line hookup provides convenient options for connecting a grill or adding a gas firepit, making this space ideal for entertaining and enjoying beautiful evenings by the lake. The professionally installed concrete curbing landscape edging adds an attractive finished touch and combined with the durable steel siding, the exterior is designed for both beauty and longevity. Bayles Lake encompasses approximately 131 acres and ranges from 8 to 16 feet deep, creating an ideal setting for swimming, boating, and fishing. Whether you want to spend the afternoon on the water, cast a line from shore, or simply relax and enjoy the view, lake life is right outside your door. Beyond the waterfront, residents have access to multiple parks, pickleball courts, and a resident-use pavilion, providing plenty of opportunities to enjoy the outdoors and connect with the community. The property is also conveniently located within close proximity to Lakeview Country Club, offering additional recreational opportunities nearby. Whether you're searching for a full-time residence, a weekend getaway, or a place where family and friends can gather and create lasting memories, this Bayles Lake property offers the updates, amenities, outdoor living space, and waterfront lifestyle you've been looking for.

525 Sunrise Drive, Loda

$499,900

3 Beds ⋅ 3 Baths ⋅ 12745823 MLS ⋅ ACTIVE Status

Custom-built, thoughtfully designed, and nearly impossible to recreate at this price! This recently built ranch at Lake Iroquois offers quality and attention to detail throughout, with a layout designed for both everyday living and entertaining. The heart of the home is the impressive chef's kitchen, offering beautiful finishes, abundant workspace and storage, and an easy flow into the main living areas. The thoughtfully designed floor plan provides privacy and flexibility for guests, while the full basement adds an incredible amount of additional living space and more storage than you'll know what to do with. The finished basement also features a fourth bedroom, giving this home even more space than you may realize at first glance. And tucked behind a bookcase, you'll even find a hidden room-one of the many custom details that makes this home anything but ordinary. The exterior is just as impressive, featuring in-ground sprinklers, professional landscaping, and a custom-built fire pit and seating area. An additional detached garage with its own driveway provides plenty of room for your toys and golf cart, while the extra driveway creates the perfect additional space for parking and gatherings with family and friends. From the finishes to the functionality, every inch of this home was designed with intention. With more than $600,000 invested into the property and a recent appraisal supporting a value above the current asking price, the next owner has the opportunity to step into this home with built-in equity from day one. Enjoy all of this within the Lake Iroquois community and its private lake, beach, pool, parks, trails, tennis and pickleball courts, and more. If you've considered building, take a look here first-the space, quality, and custom features already waiting for you would be difficult to duplicate.

138 Pueblo Drive, Loda

$448,900

4 Beds ⋅ 2 Baths ⋅ 12712875 MLS ⋅ ACTIVE Status

Move to LODA... & LOVE where you LIVE! This updated, sprawling ranch on the Beautiful Bayles Lake is an incredible 1/2 acre, waterfront property that offers a huge, gorgeous yard & close to 75 ft of shoreline! Loda IL is probably one of the best kept secrets in the Mid-West...a quiet, scenic, lakeside community in a rural area with a population of ~450 & a total area of 1.48 sq.miles. Bayles Lake is a 237-acre spring-fed lake where residents enjoy lake activities, walking trails & picturesque parks. This is a ~2700sqft 4-bedroom, 2-bath, 1-level traditional home w/a fin.bsmt & great curb appeal. Situated under a canopy of magnificent, mature trees on a lg scenic, lot makes for a spectacular setting! This is one of the very few lakefront homes that has a big, beautiful backyard...but this one also has a big, beautiful park right across the street! Making it the perfect place for entertaining & family gatherings! This gorgeous lot offers lovely lake views, while garnering the privacy & protection of the cove. Recently rebuilt (20x16) dock w/an attractive stone staircase access. The Craftsman style front door leads to a spacious foyer that has bench seating, crownmolding & wainscoting. There is an enormous (26x15) living/dining space w/a triple ~12ft long picture window for endless front yard & park views. 2-sided fireplace opens brick fireplaces in the living & family rooms. Popular open floor plan w/a big, bright kitchen (20 x11) open to the lg (25x16) family rm (used as a formal dining rm) A sliding glass door opens from the family rm to the fabulous screened-in summer porch (34x16) that has high, cedar-planked ceilings & steps down to a (16x14) concrete patio...providing a peaceful & perfect place to start the day or relax & unwind after work. More views of the lake/backyard from the kitchen sink & breakfast nook windows. There are loads of quality, solid maple "shaker-style" cabinets (incl.a tall pull-out pantry), tons of counter space & newer upscale stainless appliances. Conveniently located right off the kitchen is the (13x6) laundry rm that has direct access to the backyard & bsmt, a newer front load washer/dryer & a massive modern, built-in "shaker style" counter/cabinet. Ceramic tile flooring in all the wet rooms & acres of 3/4" hardwood flooring. (the only carpet is in the fin.bsmt) Fantastic, flowing floor plan continues with 4 good-sized bedrooms just down the hallway from the front foyer, away from the kitchen & main living spaces. The primary bedroom (18x12) offers 2 lg windows, long closet & updated bath. The rec-room (24x20) in the fin.bsmt is a great space for a theater rm & the unfin. side (20x17) provides a lg area for storage & utilities. The interior was professionally painted & many updated electric & plumbing fixtures. (2025) The high-efficient Trane furnace (2017) is annually serviced. Washer/dryer (2025) refrigerator (2026) dishwasher (2026) The South side of Bayles Lake is home to the well-known, lovely Lake View 18-hole Golf Course. Other area activities include fishing, boating, swimming, kayaking, canoeing, ice skating, hiking, bocca & pickleball courts, parks & playgrounds. An outdoor pavilion used for community events can also be reserved by residents for private parties. The Community hosts an awesome annual 4th of July fireworks display & many other fun, family events throughout the year. An architectural gem in Loda is the quaint public library, built in 1896 & still open. The Loda Post Office has been operating since 1880. Pride of ownership shines w/cared for neighboring homes & beautiful yards. Living at 496 Rulison allows you to enjoy "vacation-living" every day of the year, & Life is always better on the lake. This property is extremely well built, meticulously maintained & thoughtfully updated. Terrific Home. Tremendous Value. Trainquil Location. You will not be disappointed with this one! Small-town living at its best, so don't delay... Call to schedule your private showing today!

496 Rulison Drive, Loda

$259,000

3 Beds ⋅ 3 Baths ⋅ 12684457 MLS ⋅ ACTIVE Status

Welcome to 132 Mohawk in Loda, IL a beautifully updated home where thoughtful design, quality craftsmanship, and lake community living come together perfectly. Step inside and immediately fall in love with the open-concept floor plan, which features rich chocolate hardwood floors, custom handcrafted cabinetry, and a spacious kitchen designed for gathering. The oversized breakfast bar and island provide abundant storage, a built-in wine rack, and the perfect spot for morning coffee, casual meals, or entertaining family and friends. The primary suite is a true retreat, featuring a spa-like bathroom with a stunning 5-foot walk-in shower, dual vanities, a dedicated makeup station, and ample built-in storage. Thanks to the tankless water heater ensures near-instant hot water and everyday comfort.Designed for entertaining, the expansive deck and patio feature built-in seating, a bar area, a natural gas hookup for grilling, a fire pit, and a built-in firewood rack creating the perfect setting for summer cookouts, cozy evenings by the fire, and making memories with family and friends. In addition to the main living spaces, the home features a versatile loft area that can easily serve as a family room, home office, guest space, or cozy reading nook, offering extra flexibility to fit your lifestyle. Located just a block from the pool and tennis courts, and only moments from the beach, this home offers the best of lake community living. Whether you're looking for a full-time residence or the perfect weekend getaway, 132 Mohawk is a place where you can slow down, relax, and enjoy everything this wonderful community has to offer.

132 Mohawk Drive, Loda

$189,900

3 Beds ⋅ 1 Baths ⋅ 12660899 MLS ⋅ ACTIVE Status

Welcome to relaxed lake living at Lake Iroquois! This warm and inviting three-bedroom, one-bath ranch home sits on a beautiful double corner lot surrounded by mature trees, offering both charm and extra outdoor space to enjoy. Complete with a one-car attached garage, this home is perfect for year-round living or a peaceful weekend retreat. Enjoy morning walks, evenings near the water, and the convenience of being just a short stroll from the Lake Iroquois beach. Don't miss this opportunity to enjoy the simple beauty and lifestyle that lake living has to offer!

103 Dakota Drive, Loda

$440,000

5 Beds ⋅ 3 Baths ⋅ 12641917 MLS ⋅ ACTIVE Status

Lakefront living, breathtaking views, and your own sandy beach-this is the lake home you've been waiting for! This exceptional waterfront property offers 4 bedrooms, a bonus room, 3 full baths, and a 2-car attached temperature-controlled garage, along with incredible indoor and outdoor spaces designed to make the most of lake living. The open-concept kitchen and dining area flow seamlessly into a bright sunroom and out to the expansive deck, creating the perfect setting for entertaining or simply enjoying panoramic water views. The deck also provides a front-row seat to spectacular holiday fireworks right from home. The bonus room is currently being used as a bedroom but offers the flexibility to serve as a home office, guest room, hobby space, or whatever best fits your needs. Two gas log fireplaces add warmth and character throughout the home, including a stunning two-sided fireplace in the walk-out basement. A laundry room on the main level and a second laundry area in the walk-out basement provide added convenience for guests and busy lake days. A reverse osmosis water system is also included. Step outside and enjoy your own private retreat. The newer upper deck leads to a custom stone patio via a beautiful spiral staircase, where you'll find a relaxing hot tub overlooking the water. Professionally designed landscaping enhances the property, while the included additional lot next door provides extra space, privacy, and future possibilities. The home is also being professionally painted prior to closing. With an acceptable offer submitted soon, the new owner may have the opportunity to select their preferred paint colors, adding a personal touch before move-in. Recent updates include a new furnace and air conditioning system installed in 2023. Whether you're looking for a year-round residence, weekend getaway, or the perfect place to gather family and friends, this property delivers the best of lakefront living with incredible views, fantastic outdoor spaces, and plenty of flexibility. Properties like this don't come along often-schedule your private showing and come see what lake life can look like!

107 Comanche Trail, Loda

$310,000

3 Beds ⋅ 3 Baths ⋅ 12627658 MLS ⋅ ACTIVE Status

Enjoy life at beautiful Lake Iroquois in this quality custom built lakeside home! Skylights complement this open floor plan. Living area has a fireplace centered between two lakeside patio doors to the balcony deck. The well planned kitchen shows off fine cabinetry and a breakfast bar with bar stools. The main level includes two bedrooms and a full bath and a half bath. The lower level has a Master bedroom, full bath, utility room, kitchen area, office nook, bedroom area with a gas fireplace and storage area for water sport accessories. Patio doors to spacious lower lakeside patio and large enclosed storage shed. Own this lakeside home and enjoy boating fishing, swimming, tennis and pickleball at the park with pool, picnic and playground area. Annual fees also include softened water and sewer. CALL TODAY!

117 Chickasaw Lane, Loda

$288,000

3 Beds ⋅ 2 Baths ⋅ 12627055 MLS ⋅ ACTIVE Status

ENJOY LAKE LIVING AT BEAUTIFUL LAKE IROQUOIS IN THIS ONE STORY HOME LOCATED ON THREE CORNER LOTS! Great room with fireplace, laminate flooring and skylights in the open living area. The dining area has French doors to the screened in porch with a great private view! The kitchen features custom built cabinets with granite countertops, like new appliances and convenient breakfast bar and bar stools. You will love the Geothermal heating and cooling. The 2-car attached garage with walk thru attached workshop that could be a 3rd garage bay. The detached 2-car garage has storage cabinets and door opener. 10x12 garden shed offers even more storage! ENJOY THE SOCIAL ACTIVITIES, FISHING, SWIMMING AND BOATING AT LAKE IROQUOIS!

115 Seneca Lane, Loda

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