Fulton Homes under $200,000

Welcome to Fulton, Illinois—a charming city nestled in the heart of Whiteside County. Known for its rich history and vibrant community spirit, Fulton offers an idyllic setting that combines small-town charm with modern conveniences. With its picturesque riverfront, beautiful parks, and friendly neighborhoods, Fulton is the perfect place to call home.

For those looking to invest in their future without breaking the bank, Fulton presents an exciting opportunity with a range of homes available for under $200,000. Whether you’re a first-time homebuyer, a growing family, or someone seeking a cozy retreat, you’ll find a variety of options that suit your lifestyle and budget. From quaint bungalows to spacious family homes, each property in Fulton reflects the warmth and character of this welcoming community.

Living in Fulton means enjoying a slower pace of life while still having access to essential amenities. The city boasts local shops, restaurants, and recreational facilities, ensuring that every day feels like a new adventure. The nearby Mississippi River offers stunning views and outdoor activities, perfect for nature lovers and those who appreciate an active lifestyle.

With its affordable housing market and strong sense of community, Fulton is not just a place to live—it's a place to thrive. Explore our listings of homes under $200,000 today and discover the perfect property that fits your dreams and aspirations. Embrace the charm of Fulton, where your ideal home awaits!

Newest Fulton Homes under $200,000

$132,900

2 Beds ⋅ 1 Baths ⋅ 12780432 MLS ⋅ NEW Status

Beautiful brick home located in the heart of Fulton, IL is now available for sale for the first time in 20 years. This home is loved and well cared for with a 3 car garage, enclosed sunroom, beautiful kitchen with appliances that stay, main level laundry, a dedicated space for dining, an attic that could be finished, a basement with a finished living space that is a walkout, 2 main level bedrooms, and 1 main level bathroom that includes a walk in shower.

1010 10Th Avenue, Fulton

$145,000

4 Beds ⋅ 1 Baths ⋅ 12767607 MLS ⋅ ACTIVE Status

Step into a home that feels instantly welcoming. This move in ready 4 bedroom property combines thoughtful updates with everyday comfort. The living room's beamed ceiling adds warmth and character, while the main floor laundry and mudroom entry keep life organized and convenient. The main floor bonus room is currently used as a pantry area but could be used as family room or bedroom. The upper level in the garage is a true surprise- a finished entertainment area with its own half bath, perfect for movie nights, teen hangouts, or a quiet getaway. Outside, the maintenance free exterior (new in 2021) means more time enjoying your home and less time working on it. With plenty of room to live, relax, and entertain, this home is ready for its next chapter.

1511 4Th Street, Fulton

$198,000

4 Beds ⋅ 3 Baths ⋅ 12757463 MLS ⋅ ACTIVE Status

Fabulous 4-5 bedroom gem offering all the space and comfort you've been dreaming of! A beautiful open staircase immediately welcomes upon entry, while the spacious living room is filled with amazing natural light. The main level bedroom features an impressive walk-in closet with convenient built-ins. The kitchen is a true showstopper, offering amazing counters & cabinet space and plenty of room to add a center island! The main level also includes a full bath complete with a jetted tub, and convenient main floor laundry area. Upstairs you'll find 3 additional bedrooms with great closet space and 3/4 bath. Need additional living space?? The lower level provides plenty of storage, a 3/4 bath, rec room and a 5th non conforming bedroom. Outside, enjoy a welcoming front porch, back patio for grilling, storage shed, and a 2 car garage. A wonderful home which so much to offer!! Neat and clean and ready for you moving truck! Don't miss this opportunity!!!

1118 10Th Avenue, Fulton

$138,900

3 Beds ⋅ 1 Baths ⋅ 12750826 MLS ⋅ ACTIVE Status

An inviting opportunity awaits at 918 14th Ave, a three-bedroom, one-bath house pairing an approachable price point with the relaxed character of Fulton living. Whether you are shopping for a first home, planning to downsize, or searching for a property with room to add value, this new listing offers a practical starting point in a convenient neighborhood. The floor plan provides three bedrooms for sleeping, guests, hobbies, or a dedicated home office. Downstairs, the full basement holds plenty of untapped potential. Envision future recreation space, a workshop, organized storage, or another flexible area tailored to your needs. With thoughtful updates and personal touches, the home can evolve alongside its next owner while helping a budget-conscious buyer enter the market without paying for someone else's design choices. Life here keeps everyday destinations comfortably close. Friendship Park is roughly a quarter mile away, making green space, playtime, and casual strolls easy to enjoy. Fulton High School is also nearby, approximately a third of a mile from the property. Downtown Fulton and local restaurants are within quick reach, so grabbing dinner or exploring community favorites can become part of the routine. When a larger shopping trip is on the agenda, major big-box stores are only minutes away. Affordable, adaptable, and well positioned, this property brings together neighborhood convenience and promising possibilities. Schedule a showing and picture how your ideas could turn this Fulton house into a comfortable home-or a smart addition to your investment plans.

918 14Th Avenue, Fulton

$159,900

3 Beds ⋅ 3 Baths ⋅ 12735652 MLS ⋅ ACTIVE Status

Character, space, and opportunity all come together at 916 7th St in Fulton! This 3 bedroom, 2.5 bath home sits on a corner lot and offers the kind of charm you just do not find in newer construction. Inside, you will find beautiful original woodwork, hardwood floors, spacious rooms, and a standout brick fireplace that gives the main living area tons of character. The screened front porch creates a great spot to relax, while the detached garage adds plenty of parking and storage space. Above the detached garage is an additional apartment style space, offering even more possibilities for a guest area, home office, hobby space, or future income potential depending on buyer needs and local requirements. The kitchen offers generous cabinet and countertop space, and the home includes multiple living and dining areas that give you flexibility to make the space your own. Upstairs you will find nicely sized bedrooms with plenty of natural light and built in storage. The finished basement adds even more usable living space, perfect for a family room, game room, office, workout area, or whatever fits your needs. With 3 bedrooms, 2.5 bathrooms, a finished basement, corner lot, screened porch, hardwood floors, original details, apartment style space above the garage, and plenty of room throughout, this Fulton home is PACKED with character & potential and ready for its next owner to bring their vision to life!

916 7Th Street, Fulton

$64,500

3 Beds ⋅ 3 Baths ⋅ 12729520 MLS ⋅ PRICE CHANGE Status

Large 2 story home consisting of a living room, heated front porch, informal dining area, kitchen, full bath, primary bedroom and laundry all on the main level. The upper level has a sun room and 2 bedrooms. Other amenities include central air and a 1 car attached garage.

601 7Th Avenue, Fulton

$149,900

2 Beds ⋅ 1 Baths ⋅ 12723841 MLS ⋅ ACTIVE Status

LOTS of updates since this was purchased in 2019. The complete list of updates is an attachment to download. No showings prior to 9am

921 7Th Avenue, Fulton

$110,000

3 Beds ⋅ 2 Baths ⋅ 12718508 MLS ⋅ ACTIVE Status

FRESHLY ENHANCED WITH NEW INTERIOR PAINT! SELLER MOTIVATED!! SELLER IS OFFERING A 1 YEAR AHS HOME WARRANTY! OPPORTUNITY KNOCKS WITH THIS CHARMING 2-STORY HOME OFFERING OVER 2,400 SQUARE FEET OF LIVING SPACE! FULL OF CHARACTER AND TIMELESS CHARM, THIS HOME IS READY FOR YOUR PERSONAL TOUCH AND CREATIVE VISION. THE MAIN LEVEL FEATURES A SPACIOUS LIVING ROOM WITH BUILT IN'S, A VERSATILE FLEX ROOM,A COZY KITCHN AND A CONVENIENT HALF BATH. UPSTAIRS YOU'LL FIND 3 COMFORTABLE BEDROOMS, A FULL BATH, AND A WALK-IN ATTIC ACCESS FOR ADDITIONAL STORAGE. SITUATED ON A SHADED LOT WITH A 2 CAR ATTACHED GARAGE. THIS HOME HAS BEEN FILLED WITH WONDERFUL MEMORIES AND IS READY FOR IT'S NEXT CHAPTER!!!

815 12Th Avenue, Fulton

$195,900

4 Beds ⋅ 3 Baths ⋅ 12706351 MLS ⋅ ACTIVE Status

Lots of potential in this 2 story home with the ultimate 2-car detached garage! The room above the garage (24X24) has many possibilities to be a finished living space or leave as is for extra storage & a workshop. Garage (24x38) includes 100 amp service & south section of garage & room above garage can be heated & cooled. Step inside through the back or front enclosed porches to a main level with a large kitchen, 1/2 bath, separate dining room & living room, and a bonus room that would work for an office, den, or main floor bedroom. Upstairs features 3 spacious bedrooms, a full bath & a large walk-in closet next to the bathroom. Tons of character throughout this home, including wood doors with original knobs, woodwork/trim, and original hardwood floors under the carpet in dining room, living room, & all bedrooms/hallway! An upstairs bedroom is exposed which shows what may be expected under the other carpeted rooms. Updates include; Furnace/AC(2011), Water heater(2021), House roof(2014), Garage roof(2011), Rewired electrical with 200 amp (except main floor bedroom), and replaced the sewer & water line. If you need plenty of space & bedrooms, then this might be the one!

1125 15Th Avenue, Fulton

$199,900

1 Beds ⋅ 1 Baths ⋅ 12703118 MLS ⋅ ACTIVE Status

10 acres with a view toward the Mississippi River. An ideal location for your permanent home and enjoy the surroundings or as a cabin.

16379 Ebson Road, Fulton

$29,900

3 Beds ⋅ 1 Baths ⋅ 12613944 MLS ⋅ ACTIVE Status

Welcome to 1003 15th Ave - a 3-bedroom, 1-bathroom home in the heart of Fulton, Illinois, now available for sale and brimming with untapped potential. Offered as-is, this property is a blank canvas for the savvy investor, ambitious flipper, or creative buyer ready to bring their vision to life. Location is everything, and this home delivers. Nestled in a well-established neighborhood, you're just minutes from Fulton High School and the green spaces of Friendship Park, making this an ideal spot for everyone. The surrounding community offers small-town charm with easy access to everyday conveniences. At this attractive price point, the numbers speak for themselves. Whether you're looking to renovate and resell for a profitable return or transform this property into a steady income-producing rental, the opportunity is wide open. With three bedrooms and a solid footprint, the home appeals to a broad tenant pool that are seeking an affordable housing in a quiet, desirable area. Yes, this home needs work. But that's precisely where the magic lies. Cosmetic updates, modern finishes, and thoughtful improvements could dramatically increase both value and appeal. The bones are here - now it just needs someone with the drive and imagination to unlock its full potential. Don't let this opportunity slip on by. Schedule your showing today and see what's possible at 1003 15th Ave.

1003 15Th Avenue, Fulton

$174,600

5 Beds ⋅ 2 Baths ⋅ 12554529 MLS ⋅ ACTIVE Status

Beautiful 5 bedroom home in Fulton! Main floor features a bedroom and laundry room. Updated kitchen and newly remodeled bathrooms. Cedar privacy fence. Roof 2018, HVAC 1989, H20 heater 2008, Windows (17) replaced 2025, Garage updates 2025 (opener, remotes, gutters and soffits).

616 10Th Avenue, Fulton

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