Effingham County Real Estate

Welcome to Effingham County, Illinois! Nestled in the heart of the state, Effingham County offers a perfect blend of small-town charm and modern amenities. The county seat, the city of Effingham, serves as a hub of activity with a rich history and a vibrant community.

Effingham County boasts a diverse real estate market, with options ranging from historic homes with character to modern developments with all the latest conveniences. Whether you're looking for a cozy bungalow, a spacious family home, or a peaceful rural retreat, you're sure to find the perfect property to suit your needs in Effingham County.

In addition to its real estate offerings, Effingham County is known for its excellent schools, beautiful parks, and thriving local businesses. Residents enjoy a high quality of life, with a strong sense of community and plenty of opportunities for outdoor recreation.

With its convenient location near major highways and railroads, Effingham County provides easy access to larger cities like St. Louis, Chicago, and Indianapolis. Whether you're looking to settle down and raise a family or seeking a peaceful retreat away from the hustle and bustle, Effingham County has something for everyone.

Come discover all that Effingham County, Illinois has to offer – you may just find your perfect place to call home.

Newest Listings in Effingham County

$749,999

3 Beds ⋅ 3 Baths ⋅ 12715336 MLS ⋅ NEW Status

Private, yet conveniently located-just 3 miles from Effingham and 1/4 mile from the newly renovated Lake Sara Marina. Spacious 36' x 65' ranch-style home with 2-car garage with new door & opener in 2024, finished walls & ceiling, offering 3,294 total square feet at just $227 per square feet. 3-bedroom, 3-bath home featuring carpet free flooring and an ideal layout for entertaining. Finished basement with potential private mother-in-law suite or private living quarters. Updated full kitchen suite of KitchenAid stainless steel appliances purchased in 2022 Laundry area featuring a Whirlpool front-load washer & dryer set. Spacious basement family & entertainment area with 12' x 8' wet bar, perfect for gatherings with seating for 8. Home sets on level, square 3-accre lot featuring a 40' wide wooded buffer along the back of the property for added privacy. New asphalt driveway extends from the road to the pole barn, with a spacious parking area in between backside of home and front side of pole barn. Resort style backyard featuring an 18' x 36' in-ground pool with 4'-8' depths, conveniently located off the walkout basement French doors. Enjoy beautifully established perennial landscaping with plants & bushes that return year after year, all enclosed by a custom stained wood fence. 30' x 14' stained wood deck with steps leading down to the pool area. 1-acre fenced pasture with high-tensile wire fencing, ideal for livestock or hobby farming. 1/3-acre, 36-year-old fully stocked pond featuring a fountain with multicolored lights enclosed by high-tensile wire fencing. 12' x 10' garden shed offering ample storage for lawn equipment & outdoor essentials. 65' x 48' pole barn offering versatile space for storage, hobbies and entertaining. Features four 8' x 9' garage doors each with their own openers plus a 10' x 10' door perfect for boat or RV storage. Includes a 47' x 15' heated party/game room with half bath, 16' x 24' heated workshop/storage area, with the remaining space being wide open and 12' ceilings throughout.

14480 N 1025Th Street, Effingham

$34,900

12639598 MLS ⋅ ACTIVE Status

Welcome to 510 W. Indiana Avenue! This residential lot is a great slate to build your dream home! SOLD AS-IS. This property is eligible under the Freddie Mac First Look Initiative though 6/3/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS

510 W Indiana Avenue, Effingham

$1,595,000

4 Beds ⋅ 3 Baths ⋅ 12596836 MLS ⋅ ACTIVE Status

Wake each morning to the peaceful setting of this custom lakefront home on the shores of Lake Sara, with water views and surrounding natural landscape. Enjoy mornings on the covered deck overlooking the lake. Inside, the home offers 22-foot vaulted ceilings with custom exposed cedar beams, Andersen windows and doors, and abundant natural light throughout. The main living area connects to a well-designed kitchen featuring quartzite countertops, a large island, premium appliances, and space for gathering and entertaining. The primary suite is a spa-like retreat, featuring custom walnut cabinetry, a double vanity, soaking tub, and large windows that bring in natural light and views of the surrounding landscape. Bedrooms are generously sized; two upstairs rooms feature exposed beams. The finished walkout lower level includes additional bedrooms, a full bath, family room, game room, and storage. It opens to a covered porch with a gas fireplace. Outdoor living is a standout feature, with a covered 32-foot upper deck and an expansive waterside concrete patio lined with seating areas. The private dock, waterside patio and covered boat slip provide easy access to boating, fishing, and time on the lake. The property sits on over half an acre and includes upgraded mechanical systems, a three-car oversized attached garage, an extended driveway, a fenced dog run, and space for a future in-ground pool.

10028 E Pineridge Drive, Effingham

$849,900

12584147 MLS ⋅ ACTIVE Status

Rare 2.16 acre land opportunity in Effingham. One of the final remaining parcels in the area, offering ample space and flexibility for future development. The site has already undergone select clearing of trees and brush, providing a strong head start for site planning while maintaining the natural landscape. Large tracts like this are becoming increasingly scarce in the Effingham market.

15205 N Siemer Road, Effingham

$64,900

4 Beds ⋅ 2 Baths ⋅ 12547524 MLS ⋅ ACTIVE Status

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info not guaranteed. Seller does not provide survey. Equal Housing Opportunity. AS-IS

405 S 4Th Street, Effingham

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